Privacy Policy

This notice explains what First Community Credit Union of Beloit does with your personal information. Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

First Community Credit Union is federally insured by the NCUA. If you have questions about this notice, call (800) 828-5923 or visit www.firstccu.com.

Information We Collect
The types of personal information we collect and share depend on the product or service you have with us. This information can include your Social Security number and account balances, your account transactions and payment history, and your credit history and credit scores. We collect your personal information, for example, when you apply for a loan or use your credit or debit card, open an account or seek financial or tax advice, or make deposits or withdrawals from your account. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

How and Why We Share Information
All financial companies need to share customers' personal information to run their everyday business. We share your personal information for our everyday business purposes — such as to process your transactions, maintain your accounts, respond to court orders and legal investigations, or report to credit bureaus — and you cannot limit this sharing. We also share for joint marketing with other financial companies, and you cannot limit this sharing. We do not share your information for our own marketing purposes, for our affiliates' everyday business purposes, for our affiliates to market to you, or for non-affiliates to market to you.

Your Right to Limit Sharing
Federal law gives you the right to limit only the sharing of information about your creditworthiness for affiliates' everyday business purposes, the use of your information by affiliates to market to you, and the sharing of your information for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Because First Community Credit Union does not share your information in the ways federal law allows you to limit, there is nothing for you to opt out of in those categories.

How We Protect Your Information
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Definitions
Affiliates are companies related by common ownership or control; they can be financial and non-financial companies. First Community Credit Union of Beloit has no affiliates. Non-affiliates are companies not related by common ownership or control; they can be financial and non-financial companies. First Community Credit Union of Beloit does not share with non-affiliates so they can market to you. Joint marketing is a formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies.