Discounts on loans*

Cell phone protection plan

Get paychecks 2 days early*

We're right there with you in so many ways

When life is going full throttle, you want a checking option that keeps up. With Revved Up Checking, you can manage funds on the go with time-saving digital banking tools. And with everything on your to-do list, you'll appreciate an account that offers faster access to your paycheck and keeps more money in your pocket with loan discounts, ATM fee waivers and more.

  • Pocket ATM refunds of up to $10 per month1
  • Protect your tech with cell phone and tablet coverage2
  • Save on interest charges with loan discounts4
  • If money is running tight, Skip-a-Pay5 allows you to miss a monthly loan payment
  • Low $4.99 monthly fee goes down to zero if you make 20 or more debit transactions (excluding ATMs6)
  • Get access to your pay 2 days early*
  • Link your Debit Card to Piggy Bank Savings so each purchase rounds up to the nearest dollar and the spare change gets added to your savings
  • Free use of Online Banking and the FirstCCU Mobile App
  • Free debit card for easy purchases online and in stores

Life happens. We understand.

Revved Up Checking includes $10 OOPS! Overdraft Coverage and two non-sufficient funds (NSF) refunds per year.

Tips for simplified money management

Use online banking to monitor account balances, transfer funds & more.
Connect your debit card to your digital wallet for contactless payments.
Get access to statements sooner when you switch to eStatements.

Set your Sights on Saving

There are a million reasons to save. Find yours with our accounts that will help you reach your goals.

Savings Accounts

First Community Credit Union is a member-owned financial co-op serving nine full-service branch locations in Beloit on Park Ave or Willowbrook Rd, Janesville, and Monroe, Wisconsin and Freeport, Rockford on Riverside Dr or State St., Belvidere, and Roscoe, Illinois.

When your bank keeps changing, its time you did too! 

*Annual Percentage Yield. Refer to our Truth In Savings Disclosure for full details on product requirements and terms.

1Early access depends on when the payer submits the payment; funds are generally available the day received, which may be up to 2 days before the scheduled payment date. Account must remain open and in good standing.

2ATM fee reimbursement up to $10 per qualification cycle, credited on or about the 5th of the following month. Domestic ATM fees only.

3Cell phone and tablet protection is provided through a third-party insurer. Coverage details, terms, and exclusions are governed by the Guide to Benefit, not by this summary.

4Loan discounts of up to 0.50% are available on eligible loan types for members meeting preferred-pricing criteria. Contact us for current eligibility terms. Rates subject to change.

5Skip-A-Pay is subject to eligibility, program terms, and credit union approval. See the Skip-A-Pay Agreement for full details.

6Overdraft Privilege Program (ODP) is not a loan or line of credit and is available only to accounts that meet qualification criteria.

7$4.99 monthly fee is waived with 20 or more debit card transactions per month, excluding ATM transactions.

Federally insured by the NCUA