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Mortgage Loans

First Community Credit Union Mortgage Loans

Dreaming of being a homeowner? FirstCCU is here to help!

Whether you're a first-time home buyer or a seasoned homeowner wanting to upgrade to a larger house, FirstCCU is here for you.

Our friendly and knowledgeable mortgage specialists will guide you through the process and help you find the home loan that's right for you. We provide a smooth and simple home loan experience with personal attention at every turn.

Plus we offer free pre-approvals that verify your “Ready-to-Buy” status.


Our mortgage department can help you with:

First Mortgages

Purchasing a home is likely the largest purchase you’ll make. We offer competitive fixed and adjustable rates* on mortgage loans that are locally owned and serviced.

Refinance Existing Mortgages

We can help establish a mortgage payment that works for you. Lower your monthly payment or payoff off your mortgage faster.

Home Equity Loans

Tap into your home’s potential by using the equity. Pay off debt, make home improvements, or take that dream vacation! Our home equity loans are fixed-rate loans with a variety of term options.

View Rates


FirstCCU Mortgage Application

Apply Online

Fixed 2nd Mortgage Application - 5 or 10 year

Apply Online for 2nd Mortgage


Home Equity Line of Credits (HELOC)

We offer HELOCs that allow you to borrow and pay continuously for up to 10 years. This is a great option if you are unsure of home improvement costs or would like the financial reassurance when your home needs an emergency repair.

APPLY NOW FOR HELOC


Contact a FirstCCU mortgage specialist near you:

To get your personal mortgage rate, please contact one of First Community Credit Union's mortgage specialists.

Janesville
Pat Knoble NMLS #680698
(608)-758-4530 or pknoble@firstccu.com 

Monroe 
Debbie Watson NMLS #455658
(608)-329-7800 or dwatson@firstccu.com 

Rockford 
George Pleshkewych NMLS #443967
(815)-708-2267 or gpleshkewych@firstccu.com

Beloit 
Leslie Hass NMLS #638082
(608)-313-3382 or lhass@firstccu.com 

Online Contact Form


Mortgage Loan Calculator

Use this mortgage calculator to get an estimate** of monthly payments, total payments, total interest, and amortization paydown.


*Annual Percentage Rate (APR). Rates are subject to change and other credit qualifications and restrictions may apply. Offer may expire without notice. Rates for Investment, Rental, and Land/Lot loans available upon request. **The loan calculator is an estimation tool to help the user understand what it may take to pay back a theoretical loan. Not all terms provided by or entered into the loan calculator may be offered by the Credit Union. An example of a repayment term is 30 years at $200,000 mortgage at an interest rate (APR) of 3.5%.  Rates, terms and conditions are subject to change and may vary based on creditworthiness, collateral conditions and other factors. The loan calculator estimates are not loan quotes. They may or may not be representative of your personal circumstances.  The estimate is not a guarantee for a loan. Not all borrowers or loans will be eligible for the Interest Rates, Loan Terms, and optional  and additional offers.  Costs are dependent on the protection(s) elected and will vary from the costs included in this estimate. Contact the Credit Union for a complete list of terms and conditions.
 
Equal Housing Opportunity | Federally insured by the NCUA
NMLS #401913

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