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Mortgage Loans


Home Equity Line of Credit (HELOC)

As low as 4.50% Variable APR* | Terms up to 20 years

Home Equity Loan

As low as 4.75% Fixed APR* | Terms up to 5 years

As low as 5.25% Fixed APR* | Terms up to 10 years

Click Here for more Rates and Terms

*Annual Percentage Rate. Rate is subject to change. Based on the Wall Street Journal Prime rate plus disclosed margin.


Or Call (608) 362-9077 | Toll free (800) 828-5923

Our mortgage loan professionals take the time to listen to your goals and help you find the best financing solution to achieve your dreams. We offer fixed rate and adjustable rate mortgage solutions with terms ranging up to 30 years.

Our mortgage department can help you with:

  • First Mortgages
  • Home Equity Loans
  • Home Equity Lines of Credit (HELOC)
  • FHA loans
  • VA loans
  • USDA loans

Contact our mortgage department today:

Janesville - Call Pat Knoble at (608) 758-4530 or email pknoble@firstccu.com

Monroe - Call Debbie Watson at (608) 329-7800 or email dwatson@firstccu.com

Rockford - Call John Welch at (815) 316-3052 or email jwelch@firstccu.com 

Beloit - Call Leslie Hass at (608-313-3382) or email lhass@firstccu.com

We’ll meet with you face-to-face to provide a smooth and simple home loan experience with personal attention at every turn. Plus we offer free pre-approvals that verify your “Ready-to-Buy” status.


Apply Online read more

Open an account, apply for a loan or credit card today!

Credit Cards read more

Take advantage of our low introductory rate of 3.99% APR for 12 months plus no balance transfer fees!

Mobile Banking read more

Download the TouchBanking App to access your account 24/7!