Dreaming of being a homeowner? FirstCCU is here to help!
Whether you're a first-time homebuyer or a seasoned homeowner wanting to upgrade to a larger house, FirstCCU is here for you.
Our friendly and knowledgeable mortgage specialists will guide you through the process and help you find the home loan that's right for you. We provide a smooth and simple home loan experience with personal attention at every turn.
Plus we offer free pre-approvals that verify your “Ready-to-Buy” status.
Purchasing a home is likely the largest purchase you’ll make. We offer competitive fixed and adjustable rates* on mortgage loans that are locally owned and serviced.
We can help establish a mortgage payment that works for you. Lower your monthly payment or payoff off your mortgage faster.
Tap into your home’s potential by using the equity. Pay off debt, make home improvements, or take that dream vacation! Our home equity loans are fixed-rate loans with a variety of term options.
We offer HELOCs that allow you to borrow and pay continuously for up to 10 years. This is a great option if you are unsure of home improvement costs or would like the financial reassurance when your home needs an emergency repair.
NOW AVAILABLE - HELOC CREDIT CARDS
The interest rate is fixed for a set number of years before rate adjustments may occur based on the terms.
Best if - You are planning on selling your home in a few years or want more buying power with a lower initial interest rate.
Choose ARM terms from 3 to 7 Years - WHAT DOES THAT MEAN?
The first number is how many years your initial rate is fixed. The second one reflects how often the rate adjusts after the initial term.
Here are a couple of examples:
For a 3/1 ARM, you’d have a fixed rate for the first seven years. Then your rate and payment could change once a year after.
For a 7/1 ARM, you’d have a fixed rate for the first seven years. Then your rate and payment could change once a year after.
- Fixed Mortgage Rates on Second Homes & 1-4 Family Rental Properties
- Lot Loans
- Investment Properties
- Residential Construction Loans
Get paid up to $400 while achieving your financial goals!
To get your personal mortgage rate, please contact one of the First Community Credit Union's mortgage specialists.
Wisconsin - Janesville and Monroe Area
Tammy Kolovitz NMLS #680699
(608)-368-7684 or firstname.lastname@example.org
"In all my years of talking with Mortgage Originators, our sit down was the most enjoyable and easiest process I have ever experienced. I appreciate your openness and transparency and desire to do business together. I like when someone is aggressive and goes after new business." - John W.
Wisconsin - Beloit Area
MJ Delmore NMLS #1790691
(608)-368-7583 or email@example.com
Mario Gonzalez NMLS #1254738
(608)-313-8905 or firstname.lastname@example.org
Use this mortgage calculator to get an estimate** of monthly payments, total payments, total interest, and amortization paydown.