Discounts on loans*

Cell phone protection plan

Get paychecks 2 days early*

We're right there with you in so many ways

When life is going full throttle, you want a checking option that keeps up. With Revved Up Checking, you can manage funds on the go with time-saving digital banking tools. And with everything on your to-do list, you'll appreciate an account that offers faster access to your paycheck and keeps more money in your pocket with loan discounts, ATM fee waivers and more.

  • Pocket ATM refunds of up to $10 per month1
  • Protect your tech with cell phone and tablet coverage2
  • Save on interest charges with loan discounts4
  • If money is running tight, Skip-a-Pay5 allows you to miss a monthly loan payment
  • Low $4.99 monthly fee goes down to zero if you make 20 or more debit transactions (excluding ATMs6)
  • Get access to your pay 2 days early*
  • Link your Debit Card to Piggy Bank Savings so each purchase rounds up to the nearest dollar and the spare change gets added to your savings
  • Free use of Online Banking and the FirstCCU Mobile App
  • Free debit card for easy purchases online and in stores

Life happens. We understand.

Revved Up Checking includes $10 OOPS! Overdraft Coverage and two non-sufficient funds (NSF) refunds per year.

Tips for simplified money management

Use online banking to monitor account balances, transfer funds & more.
Connect your debit card to your digital wallet for contactless payments.
Get access to statements sooner when you switch to eStatements.

Set your Sights on Saving

There are a million reasons to save. Find yours with our accounts that will help you reach your goals.

Savings Accounts

First Community Credit Union is a member-owned financial co-op serving nine full-service branch locations in Beloit on Park Ave or Willowbrook Rd, Janesville, and Monroe, Wisconsin and Freeport, Rockford on Riverside Dr or State St., Belvidere, and Roscoe, Illinois.


*Annual Percentage Yield. Refer to our Truth In Savings Disclosure for full details on product requirements and terms.

1Early access depends on when the payer submits the payment; funds are generally available the day received, which may be up to 2 days before the scheduled payment date. Account must remain open and in good standing.

2ATM fee reimbursement up to $10 per qualification cycle, credited on or about the 5th of the following month. Domestic ATM fees only.

3Cell phone and tablet protection is provided through a third-party insurer. Coverage details, terms, and exclusions are governed by the Guide to Benefit, not by this summary.

4Loan discounts of up to 0.50% are available on eligible loan types for members meeting preferred-pricing criteria. Contact us for current eligibility terms. Rates subject to change.

5Skip-A-Pay is subject to eligibility, program terms, and credit union approval. See the Skip-A-Pay Agreement for full details.

6Overdraft Privilege Program (ODP) is not a loan or line of credit and is available only to accounts that meet qualification criteria.

7$4.99 monthly fee is waived with 20 or more debit card transactions per month, excluding ATM transactions.

Federally insured by the NCUA