Auto Loan rates as low as  3.99% APR* for 36 months

Recreation Loan rates as low as  4.49% APR* for 36 months

Rates for 2022 model year or newer

Get a vehicle loan that's geared to save you money and get you moving

Your search for a driver-friendly vehicle loan stops at First Community Credit Union. Maybe you're looking for a commuter car, rugged pickup or family-friendly SUV. Or maybe you're looking to get on the water with your own boat, explore the country in a motorhome or open up the throttle on a motorcycle. Whatever you want, our streamlined application process and affordable rates put you in the driver's seat.

Buy New, Used, or Refinance

Whether it's a car for commuting, an SUV for family travel or a truck for your projects, you'll find the financing you need for new and used vehicles. And if you like your vehicle but not your loan, you can also refinance your loan from another financial institution and save money.  Use our Auto Loan Calculator or Auto Refi Calculator to run the numbers or check out the below example to see potential savings.

Loan Rate Term Monthly Payment
Current Loan at Other Financial Institution 7.80% APR* 72 months $523.07
Loan Refinanced with FirstCCU 6.49% APR* 72 months $504.16

Thinking about Refinancing?

We save our members $250/month on average! 

Savings on your monthly payment = $18.91

TOTAL savings over the life of your loan = $1,361.52

New & Used Recreational Vehicle Loans

Adventure is calling, so we won't keep you waiting.

Whether your travel list includes national parks, exploring the Great Lakes region or weekend relaxation in a local campground, we know you want to get on your way. Our experienced lending team and streamlined application process will have you on the highways or back roads in no time. Finance these new or used recreational vehicles with us:

  • Motorcycles
  • Campers & RVs
  • Boats
  • ATVs & UTVs
  • Snowmobiles
  • Compact/Utility Tractors
  • Other Personal Hard Goods

Get FirstCCU Financing at a Preferred Local Dealership

When you purchase your next vehicle from one of our partner dealerships, you can get FirstCCU financing on the spot and skip a trip to the branch.

Before you sign those papers...

Consider adding loan protection for added peace of mind and financial backup when you need it most. Includes: GAP+, Mechanical Repair Coverage, and Debt Protection. Ask your Member Relationship Manager for more details.

All those great ideas? Make them happen.

Tap into the equity you've built to make almost anything happen.

Home Equity Loans

First Community Credit Union is a member-owned financial co-op serving nine full-service branch locations in BeloitJanesville, and Monroe, Wisconsin and FreeportRockford, Belvidere, and Roscoe, Illinois.

FirstCCU has been here for over 90 years, we're still local and always member-owned.

*Annual Percentage Rate. Rate and length of term may vary by model. Other credit qualifications may apply. Rates subject to change and based on creditworthiness.