Auto & Recreation Loans
First Community Credit Union Auto Loans
#1 Vehicle Lender in the Stateline Area
as low as 4.90% APR*
for 36 months on 2021 or new vehicles
Members Love FirstCCU, But Don't Just Take Our Word For It!
"FirstCCU helped me save over $1300 per month! I'm truly grateful they were able to help get my life back on track."
- Teresa W.
Buy New, Used, or Refinance
It doesn't matter if you’re looking for small auto loans on your first car or upgrading your current vehicle to the newest model, we offer affordable financing for both new and used vehicles. First Community Credit Union can also refinance any current loans you have at other institutions which could mean big savings for you. See below for an example of monthly and over the life of loan savings.
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Refinance and Save Big |
Example: $25,000 Loan | ||
|---|---|---|---|
| Rate | Term | Monthly Payment | |
| Current Loan at Other Financial Institution | 5.99% APR* | 72 months | $414.20 |
| Loan Refinanced with FirstCCU | 5.49% APR* | 72 months | $408.33 |
| Savings on your Monthly Payment | $5.87 | ||
| Total savings over the life of the loan | $422.64 | ||
| *Annual Percentage Rate. Rate and length of term may vary by model. Other credit qualifications may apply. Rates subject to change and based on creditworthiness. | |||
Apply online or contact your local FirstCCU branch to get started.
FirstCCU Loan Calculator
Simply Enter:
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Desired Loan Amount
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Monthly Payment Amount in mind OR Number of Monthly Payments
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Interest Rate
New & Used Recreational Vehicle Loans
We finance more than just autos, LET US FINANCE ALL YOUR TOYS!
First Community Credit Union offers financing for:
- Motorcycles
- Campers & RVs
- Boats
- ATVs & UTVs
- Snowmobiles
- Compact/Utility Tractors
- Other Personal Hard Goods
Apply Online
Check out our preferred local dealerships
Skip a trip to the branch and complete your financing through FirstCCU at one of our preferred local dealerships.
Shop Local
FirstCCU Loan Protection
Protect yourself and your credit. Talk to your loan officer to make sure your loan is protected with:
GAP (Guaranteed Asset Protection)
As vehicles get older they depreciate in value. So if during the term of your loan your vehicle is stolen or damaged and deemed a total loss, you are responsible to pay the difference between what you owe and what the insurance company says your vehicle is worth. GAP helps cover the difference, potentially saving you thousands of dollars.
Extended Warranty
When buying a vehicle there’s always a chance of having a mechanical breakdown. Repairs can be very expensive but with a vehicle service contract, you can add protection against the high cost of vehicle repairs and in some cases eliminate the cost altogether. Vision Warranties are a member of the Allstate family of companies. Warranties are available with your choice of coverages/deductible amounts.
To learn more visit: www.creditunion.forevercar.com/firstcommunitycuofbeloit
Debt Protection
Depending on the package you select, debt protection can postpone or cancel the principal and interest portion of your loan payment (up to the agreement maximum) if you become involuntarily unemployed or disabled. It can also cancel your loan (up to the agreement maximum) in the event of loss of life.