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Share Certificates

First Community Credit Union Share Certificates (CDs)

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We've Raised Our Rates!
5.25% APY* for 12 Months

$1,000 Minimum

5.25% APY* VS Average Financial Institution 2.02% APY* = Receive over $1,000 in additional interest over 12 months1

No monthly fee or maintenance fee
$1,000 minimum required

Why Share Certificates?
Your savings plan should include Share Certificates, where your money is more accessible than an investment account, but earns more than a savings account, and doesn't fluctuate with market conditions. You can choose to have your dividends compound monthly or transfer them into your FirstCCU savings or checking account each month.

View Share Rates

Open a Share Certificate (New Members)


Open a Share Certificate (Current Members)


*Annual Percentage Yield (APY). Federally Insured by the National Credit Union Administration (NCUA) to at least $250,000. A penalty will be assessed for early withdrawals on Certificates. Fees imposed may reduce actual earnings. Dividend rates are subject to change and APY’S are accurate as of June 21, 2024. Refer to our Account Disclosure Rate Supplement and Schedule of Fees and Charges for additional information. New Money Only. 1 Estimated share certificate gains are calculated by current FirstCCU promotional yield interest compared to average financial institution yield interest based off $30,000 compounded monthly over 12 months.

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FirstCCU permite posibles miembros usar Matricula Consular o numero de ITIN para abrir cuentas de ahorro y cheques

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Get Paid 2 Days Early

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0% APR*, Cash Back, No Annual Fee