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First Community Credit Union Share Certificates (CDs)
With Share Certificates, you can sit back, relax, and watch your money grow.
Why Share Certificates?
Your savings plan should include Share Certificates, where your money is more accessible than an investment account, but earns more than a savings account, and doesn't fluctuate with market conditions. You can choose to have your dividends compound monthly or transfer them into your FirstCCU savings or checking account each month.
25 Month .35% APY* Share Certificate
- If rates go up, so does your money. Members can change rates anytime.***
- No monthly fee or maintenance fee
- Add additional funds anytime without penalty
- $1,000 minimum required**
How to Open a CD (Current Members)
- Login to Home Banking
- Select "Services" Tab
- Click "Continue" for Open a Deposit Account
- Fill out details
- Click "Submit" once all steps have been completed
Open a Share Certificate (New Members)
OPEN ACCOUNT ONLINE
Federally Insured by the National Credit Union Administration (NCUA) to at least $250,000. A penalty will be assessed for early withdrawals on Certificates. Fees imposed may reduce actual earnings. Dividend rates are subject to change and APY'S are accurate as of November 1, 2020. *Annual Percentage Yield (APY). **Minimum balances may apply, refer to Truth-in-Savings Disclosure for additional information. *** Member can change the rate of the Share Certificate at anytime during the original 25 month term to the non-promotional 24 month Share Certificate rate at the time of the bump request. Member can also add funds to the Share Certificate at anytime without penalty.
Open an account, apply for a loan or credit card today!
Take advantage of our low introductory rate of 3.99% APR for 12 months plus no balance transfer fees!
Download the FirstCCU Mobile App to access your account 24/7!