You work hard for your money, and we help you get paid 2 days sooner! No more waiting until payday.
Business Accounts
Our Business Checking Accounts are half the cost of competitors and enjoy the first 6 months for free!
Solutions for businesses of all sizes
Choose from two checking accounts
Add a money market account for more growth
Get the accounts that fit your business's daily financial needs
Explore your options with First Community Credit Union. We're invested in our local businesses' economic success, and we offer checking and money market accounts packed with value and convenient features. Whichever accounts you choose, you'll be able to monitor all your activity, pay invoices, transfer money and much more through Online Banking and our FirstCCU Mobile App.
Business Checking Accounts
No matter the size of your business, you'll find a checking account that fits your transaction volume.
Small businesses can utilize Prosper Business Checking while Prosper Business Checking+ is geared toward companies with higher transaction volumes that also want to earn dividends.
Our business checking accounts are half the costs of our competitors' accounts, and you'll get the first six months free of charge.
| - | Prosper Business Checking | Prosper Business Checking+ |
|---|---|---|
| Minimum Balance | $500 | $2,500 |
| Transaction Limit | 150 | 300 |
| Transaction Fee | $0.25 for each transaction over 150 | $0.25 for each transaction over 300 |
| Debit Card | Yes | Yes |
| Monthly Service Fee | $4.99, waived with minimum balance of $500 | $4.99, waived with minimum balance of $2,500 |
| Earns Interest | No | Yes, 1% APY* |
| Overdraft Protection | Up to $1,000 | Up to $1,000 |
Money Market Accounts
Here's the ideal blend of growth and accessibility to complement your business checking and savings accounts.
With our Prosper Max Money Market Account, you'll earn up to 3.00% APY* compared to the average 2.10% APY* found at other financial institutions while your account is insured for up to $1 million.1
Our tiered rates mean the more money you save, the more you earn. There are four account options available, and you can withdraw money up to six times per month, fee-free.
Here to help
If you have questions, please call or text Ty McLaughlin at 608-368-7679, or send an email to [email protected].
Solutions to give your business an edge
Working hard for your bottom line - from online and mobile banking to credit card processing.
Business Services
Refer to Truth in Savings disclosures for additional information.
*APY = Annual Percentage Yield. Rates. Estimated credit union membership are calculated by average credit union interest rates and fees compared to average bank interest rates and fees. Federally insured by the NCUA.
1 NCUA’s basic federal coverage insures credit union members’ deposits up to $250,000. For details about federal deposit insurance, or how to structure your accounts to qualify for greater federal coverage, please check with your credit union or contact NCUA. Accounts exceeding the maximum level of coverage provided by NCUA are insured up to an additional $750,000 by ESI.
