SPC
Benefits of the Security+ Checking Account include:
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Earn up to 1.50% APY1 on balances up to $2,5001
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ATM Refunds up to $10 per month*
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Loan Discounts5
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Fraud Prevention & Resolution Services
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Cell Phone & Tablet Protection3
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$10,000 in ID Theft Protection
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2 Free Boxes of Checks per year
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Overdraft Protection4
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Maintain a $2,500 average balance and the monthly cost is waived!
Open Checking Account (New Members)
Open Checking Account (Current Members)
View the Security+ Checking Value Sheet:
Members Love Our Benefits, But Don't Just Take Our Word For It!
I love the ATM refunds, BUT I really loved saving that extra .5% when I financed my Jeep through FirstCCU!
- Brandon B.
The cell phone protection has been saving me approximately $45 monthly, thank you for that!
- Darla L.
FirstCCU was fast-acting when they detected fraud with my checking account! They called me right away to inform me about it and were very helpful in what I should do next. I am very thankful that FirstCCU has these features!
- Cheyenne S.
I love the fact that when I use the ATM and get charged for it I can count on FirstCCU to reimburse that charge. That’s a benefit no other Credit Union has offered us. We feel confident in knowing that if anyone were to get access to our debit card we would be protected.
- Brenda W.
| Basic Checking | Security+ Checking | |
|---|---|---|
| Free Visa Debit Card | ✔ | ✔ |
| Eligible for Overdraft Protection Program4 | ✔ | ✔ |
| FREE Online Banking Services | ✔ | ✔ |
| Fraud Prevention & Resolution Services | ✔ | |
| ATM Fee Refunds2 | ✔ | |
| Cell Phone & Tablet Protection3 | ✔ | |
| Earn up to 1.50% APY1 on balances up to $2,5001 | ✔ | |
| $10,000 in ID Theft Protection | ✔ | |
| Free Boxes of Checks | ✔ | |
| Loan Discounts5 | ✔ |
Security+ Checking Account's Benefit Guide
| Security+ Checking Features | Benefit to you |
|---|---|
| Earn up to 1.50% APY1 Balances up to $2,5001 | Earn 1.00% APY interest with dividends paid monthly on checking account balances up to $2,500. |
| ATM refunds up to $10 per month2 | Receive refunds on fees incurred on non-FirstCCU ATM transactions nationwide, up to $10 per month2 |
| Cell Phone & Tablet Protection3 | Covers up to $400 of replacement or repair costs if stolen or damaged; up to 2 claims per year; $ 50 deductible covers the first 4 devices listed on cell bill. Cell bill must be paid through Security+ Checking |
| $10,000 in ID Theft Protection | Receive up to $10,000 to help pay expenses, clear your name, and repair damaged credit, should you become the victim of identity theft. |
| Fraud Prevention & Resolution Services | Should you suffer identity theft, your very own consumer fraud specialist will help you every step of the way until your identity is restored. |
| Unlimited Online Services | 24/7 access to your accounts via FirstCCU Mobile App, Online Home banking & Bill Pay |
| 2 Free Boxes of Checks Per Year | Write as many checks as you want and receive 2 free boxes of checks per year. |
| Overdraft Protection4 | Overdraft protection options available, including Overdraft Privilege Program (ODP)4 . |
| Loan Discounts5 | Get a 0.50% discount on certain loans with preferred member pricing. |
Open Checking Account (New Members)
APPLY TODAY
Want to get started or have questions or concerns about the account? Contact your local member service representative at your local FirstCCU branch!
Insurance products are not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity. 1 Annual Percentage Yield. Refer to our Truth-in-Savings disclosure for full details on product requirements and terms. 2 If qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during the qualification cycle will be reimbursed up to a $10 maximum credited to the account on or about the 5th day of the next month. 3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. 4 Overdraft Privilege Program (ODP) is not a loan or a line of credit and is only availalble to accounts that meet qualification criteria. 5 .50% discount on certain loans with preferred member pricing. Other credit qualifications may apply, see MSR for details.. Rates subject to change. Federally insured by the NCUA.
Refer to our Truth in Savings disclosure for full details on product requirements and terms. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.
As an established Security+ Checking account holder just register with the Access Code you received with your Security+ Checking documentation. These benefits are accessible 24/7.
CLICK HERE TO ACCESS ECLUB PORTAL
The EClub portal gives you access to benefits to make your financial world more secure with Identity Theft Expense Reimbursement Coverage; Comprehensive Identity Resolution Services; Credit File Monitoring (Registration/Activation required); and Cellular Telephone Protection.