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Security+ Checking Account

First Community Credit Union's Security+ Checking Account

Benefits of the Security+ Checking Account include:

  • Earn up to 1.5% APY1 on balances up to $2,5001 
  • ATM Refunds up to $10 per month*
  • Loan Discounts 
  • Fraud Prevention & Resolution Services 
  • Credit File Monitoring*
  • Cell Phone & Tablet Protection3
  • $10,000 in ID Theft Protection
  • 2 Free Boxes of Checks per year 
  • Overdraft Protection4
  • Maintain a $2,500 average balance and the monthly cost is waived! 

Open Checking Account (New Members)

 

 

View the Security+ Checking Value Sheet:

 

 


FirstCCU Basic/Free Checking Vs. Security+ Checking

  Basic Checking Security+ Checking
Free Visa Debit Card
Eligible for Overdraft Protection Program4
FREE eBanking Services
Fraud Prevention & Resolution Services  
ATM Fee Refunds2  
Cell Phone & Tablet Protection3  
Earn up to 1.5% APY1 on balances up to $2,5001  
$10,000 in ID Theft Protection  
Free Boxes of Checks  
Loan Discounts  

 

Security+ Checking Account's Benefit Guide

Security+ Checking Features Benefit to you
Earn up to 1.5% APY1 Balances up to $2,5001 Earn 1.5% APY interest with dividends paid monthly on checking account balances up to $2,500.
ATM refunds up to $10 per month2 Receive refunds on fees incurred on non-FirstCCU ATM transactions nationwide, up to $10 per month2
Cell Phone & Tablet Protection3 Covers up to $400 of replacement or repair costs if stolen or damaged; up to 2 claims per year; $ 50 deductible covers the first 4 devices listed on cell bill. Cell bill must be paid through Security+ Checking
$10,000 in ID Theft Protection Receive up to $10,000 to help pay expenses, clear your name, and repair damaged credit, should you become the victim of identity theft.
Fraud Prevention & Resolution Services Should you suffer identity theft, your very own consumer fraud specialist will help you every step of the way until your identity is restored.
Credit File Monitoring* Daily credit file monitoring and automated alerts of key changes to your Experian credit report. Alerts are sent via email or text message. Registration and activation required.
Unlimited E-Banking Services 24/7 access to your accounts via FirstCCU Mobile App, Online Home banking & Bill Pay
2 Free Boxes of Checks Per Year Write as many checks as you want and receive 2 free boxes of checks per year.
Overdraft Protection4 Overdraft protection options available, including Overdraft Privilege Program (ODP)4 .
Loan Discounts Get a 0.50% discount on certain loans with preferred member pricing.

Open Checking Account (New Members)

APPLY TODAY

Want to get started or have questions or concerns about the account? Contact your local member service representative at your local FirstCCU branch!


Insurance products are not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity. *Registration and activation required. Terms and conditions apply. Refer to Guide To Benefits for complete details of coverage. 1 Annual Percentage Yield. Refer to our Truthin-Savings disclosure for full details on product requirements and terms. 2 If qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during the qualification cycle will be reimbursed up to a $10 maximum credited to the account on or about the 5th day of the next month. 3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. 4 Overdraft Privilege Program (ODP) is not a loan or a line of credit and is only availalble to accounts that meet qualification criteria. Federally insured by the NCUA.

Refer to our Truth-in-Savings disclosure for full details on product requirements and terms. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.

checking account eclub

 

 

 
 

As an established Security+ Checking account holder just register with the Access Code you received with your Security+ Checking documentation. These benefits are accessible 24/7.

CLICK HERE TO ACCESS ECLUB PORTAL

The EClub portal gives you access to benefits to make your financial world more secure with Identity Theft Expense Reimbursement Coverage; Comprehensive Identity Resolution Services; Credit File Monitoring (Registration/Activation required); and Cellular Telephone Protection.

Equal Housing Opportunity  | Federally insured by the NCUA

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