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Security+ Checking


Security+ Checking offers many services that are important to the informed consumer. Cell phone protection, Identity Theft protection and Credit Monitoring, Travel and Leisure discounts, and $hopping Rewards are just a few of the benefits that are part of this full feature program.

Let's take a look at Cell Protection. FirstCCU members are saving up to $500 a year on their cell phone insurance. Plus, the deductible with our plan is only $50 to repair or replace your phone compared to a $150 to $300 deductible through a national carrier.

"Dropping protection on our cell phones has saved us $40 a month." ~ Darla, FirstCCU Member.

Cell phone coverage is just one of the many features that are included with Security+ Checking. Plus, there are over $1,500 in annual savings.

View the SPC Value Sheet HERE

There is somthing for everyone. The following benefits are included with Security+ Checking:

  • Identity Theft Protection Services* - Identity theft monitoring and resolution service3 for you and your joint account owners that includes credit file monitoring4, 3-in-1 credit report, monitoring of over 1,000 public databases, identity theft expense reimbursement5, and fully managed resolution services, and more.
  • Cell Phone Protection* - Receive up to $400 of replacement or repair costs if your eligible cell phones (or tablets) are stolen or damaged. (Cellular telephone bill must be paid through this account.)
  • Travel & Leisure Discounts* - Money saving discounts from thousands of local and national businesses - redeem and print coupons online or access discounts from your smartphone.
  • $hopping Rewards™ * - Access to exclusive offers and discounts at thousands of leading online retailers. (Available online only.)
  • Health Discount Savings* -  Savings on popular vision, dental, and prescription services. This is not insurance.
  • 1% APY1 Dividends up to $1,000 - Earn 1% interest with dividends paid monthly on checking account balances up to $1,000
  • Unlimited Check Writing/2 Free Boxes of Checks - Write as many checks as you want and receive two (2) free boxes of checks per year.
  • Overdraft Protection - Overdraft Protection options available, including Overdraft Privilege Program (ODP)2.
  • 5 Free Non-FirstCCU ATM Transactions per month - Make up to five (5) Non-FirstCCU ATM transactions per month with no FirstCCU fees.
  • Unlimited Online Bill Pay - Pay your bills online anytime, 24/7.
  • Shared Branching Services - Free access to your account via over 5,600 shared branching credit union locations nationwide.

View/Download Security+ Checking Brochure HERE


A $4.95 monthly fee applies. Monthly fee waived if your average checking balance is $2,500 or more.

*Registration/Activation required. 1Annual Percentage Yield. Refer to our Truth-in-Savings disclosure for full details on product requirements and terms. 2Overdraft Privilege Program (ODP) is not a loan or a line of credit and is only available to accounts that meet qualification criteria. 3Personal identity theft protection services are available to account owners(s) and their joint account holders. For revocable grantor trusts, the services are available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the services cover the beneficiary, who must be the primary member (Fiduciary is not covered). Services are not available to a "signer" on the account who is not an account owner. Services are not available to clubs, organizations and/or churches and their members, schools, and their employees/students. 4Credit file monitoring may take several days to begin following activation.  5Special Program notes: The descriptions herein are summaries only. They do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.





Your savings starts here! As an established Security+ Checking account holder just register with the Access Code you received with your Security+ Checking documentation. These benefits are accessible 24/7.



The EClub portal gives you access to benefits to make your financial world more secure with Identity Theft Expense Reimbursement Coverage; Comprehensive Identity Resolution Services; Credit File Monitoring (Registration/Activation required); Cellular Telephone Protection as well as money savings benefits right at your fingertips through the Travel and Leisure Discount membership (Registration/Enrollment required), $hopping Rewards™  (Available online only. Registration/Activation required), and Health Discount Savings (Registration/Activation required and is not insurance).

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