Loading First Community Credit Union

Security+ Checking

First Community Credit Union's Security+ Checking Account

FirstCCU's Security+ Checking - offering all the benefits you'd want in a checking account

**New SPC accounts will receive a FREE 90 trial period for members to try out the benefits risk free!

Benefits of the Security+ Checking Account include:

  • Earn Interest* on Balances up to $2,5001 
  • ATM Refunds*
  • $10,000 in ID Theft Protection 
  • Fraud Prevention & Resolution Services 
  • Credit File Monitoring*
  • Cell Phone & Tablet Protection
  • Travel & Leisure Discounts* 
  • $hopping RewardsTM (available online only)* 
  • Health Discount Savings* 
  • 2 Free Boxes of Checks per year 
  • Maintain $2,500 average balance and the monthly cost is waived!


Just meet this easy qualification each month to earn interest:

  • Use your debit card for 15 debit card transactions or more to earn 3% APY*

  • <15 debit card transactions to earn 1% APY*

​(excluding ATM activity)

Learn more at bigdealchecking.com

Have questions or concerns about the account? Call (608)-362-9077 so we can get you all the information you need.

  Basic Checking Security+ Checking
Free Visa Debit Card
Eligible for Overdraft Protection Program*
FREE FirstCCU Mobile App
Online Banking
ATM Fee Refunds*  
Cell Phone Protection  
Earns Interest  
$hopping Rewards  
Piggy Bank Savings  
Free Boxes of Checks  


* APY = Annual Percentage Yield. APYs accurate as of 1/3/20 and valid until 12/31/20. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during qualification cycle will be reimbursed up to a $10 maximum credited to the account on or about the 5th day of the next month. “Qualification cycle” is equal to one calendar month or first day of the current statement cycle through the last day of the current statement cycle.
¹ For checking accounts balances $2,500.00 or less the APY received will depend on the number of debit card transactions posted during the statement cycle. If 15 or more debit card transactions are posted during the statement cycle the APY is 3.00%. If less than 15 debit card transactions are posted during the statement cycle the APY is 1.00%. Balances of $2,500.01 and higher earn 0.10% APY. Qualifying transactions must post to and clear account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear an account. “Qualification cycle” is equal to one calendar month or first day of the current statement cycle through the last day of the current statement cycle. ATM transactions do not count as qualifying debit card transactions required to earn rewards, but any retail debit card transaction does (PIN-based or signature-based). Membership eligibility required with $5 pledge in savings.
**For new checking accounts, defined as the member not having a checking account within the last 12 months.

Refer to our Truth-in-Savings disclosure for full details on product requirements and terms. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.




Your savings starts here! As an established Security+ Checking account holder just register with the Access Code you received with your Security+ Checking documentation. These benefits are accessible 24/7.


The EClub portal gives you access to benefits to make your financial world more secure with Identity Theft Expense Reimbursement Coverage; Comprehensive Identity Resolution Services; Credit File Monitoring (Registration/Activation required); Cellular Telephone Protection as well as money savings benefits right at your fingertips through the Travel and Leisure Discount membership (Registration/Enrollment required), $hopping Rewards™  (Available online only. Registration/Activation required), and Health Discount Savings (Registration/Activation required and is not insurance).

Equal Housing Opportunity  | Federally insured by the NCUA

Apply Online read more

Open an account, apply for a loan or credit card today!

Mortgage Loans read more

We have great home equity rates... Open a HELOC or Home Equity Loan today!

Mobile Banking read more

Download the FirstCCU Mobile App to access your account 24/7!