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Money Market Accounts

Higher Dividends | Flexibility of Funds | Choose a Money Market Account

Money Market Accounts

Is your goal to earn more but still have flexibility to access your funds? If so, a money market account might be perfect for you! 

Our Money Market accounts give you the ability to earn higher dividends and still make withdrawals up to 6 times a month.



Advantage Money Market Account*

*Member must have a checking account, direct deposit, and E-Statements (if younger than 55) to qualify for the higher APY's
Minimum Balance to Earn APY* Dividend Rate Annual Percentage Yield (APY)
Less than $10,000 0.10% 0.10%
$10,001–49,999 0.25% 0.25%
$50,000–99,999 0.33% 0.33%
$100,000-249,999 0.50% 0.50%
$250,000+ .75% .75%










Premium Money Market Account

Minimum Balance to Earn APY* Dividend Rate Annual Percentage Yield (APY)
Less than $10,000 0.10% 0.10%
$10,001–24,999 0.15% 0.15%
$25,000–49,999 0.20% 0.20%
$50,000+ 0.30% 0.30%


*APY = Annual Percentage Yield. Rate is subject to change without notice. Minimum balance required to open account and avoid $5.00 monthly service fee is $1,000. Refer to Truth-in-Savings disclosure for details.
The Annual Percentage Yield (APY) is accurate as of February 28, 2020.

How to Open Your Account

We make it easy. To qualify for membership you just have to live or work in Southern Wisconsin or Northern Illinois and you will need to open a $5.00 Primary Savings (share) account to become a member.


Or just stop into any branch location with a current State-Issued Picture ID or Matricula Consular.   

Find your nearest branch location

Your Insured Funds

Your savings are federally insured through the National Credit Union Administration (NCUA) to at least $250,000 and backed by the full faith and credit of the United States Government. 

Click here for the Share Insurance Estimator to learn how share insurance rules apply to your accounts—what's insured and what portion (if any) exceeds coverage limits.

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Open an account, apply for a loan or credit card today!

Credit Cards read more

Take advantage of our low introductory rate of 3.99% APR for 12 months plus no balance transfer fees!

Mobile Banking read more

Download the FirstCCU Mobile App to access your account 24/7!