Revved Up Checking

We're right there with you in so many ways

When life is going full throttle, you want a checking option that keeps up. With Revved Up Checking, you can manage funds on the go with time-saving digital banking tools. And with everything on your to-do list, you'll appreciate an account that offers faster access to your paycheck and keeps more money in your pocket with loan discounts, ATM fee waivers and more.

• Pocket ATM refunds of up to $10 per month¹
• Protect your tech with cell phone and tablet coverage²
• Save on interest charges with loan discounts⁴
• If money is running tight, Skip-a-Pay5 allows you to miss a monthly loan payment
• Low $4.99 monthly fee goes down to zero if you make 20 or more debit transactions (excluding ATMs⁶)
• Get access to your pay 2 days early*
• Link your Debit Card to Piggy Bank Savings so each purchase rounds up to the nearest dollar and the spare change gets added to your savings
• Free use of Online Banking and the FirstCCU Mobile App
• Free debit card for easy purchases online and in stores

*Early access to direct deposit funds depends on the timing of the submission of the payment from the payer. Funds are generally available on the day the payment is received, which may be up to 2 days earlier than the scheduled payment date. A Revved Up Checking account is required and must remain open/active and in good standing to qualify. Please visit our Account Disclosure Rate Supplement and Schedule of Fees and Charges disclosures for full details.

¹ If qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during the qualification cycle will be reimbursed up to a $10 maximum credited to the account on or about the 5th day of the next month.

² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

³ Overdraft Privilege Program (ODP) is not a loan or a line of credit and is only available to accounts that meet qualification criteria.

⁴ .50% discount on certain loans with preferred member pricing. Other credit qualifications may apply, see MSR for details. Rates subject to change.

⁵ First Community Credit Union has the discretion to approve or deny a Skip-A-Payment request. Loan must be in good standing. Allow up to 5 business days for processing the Skip-A-Payment request. Must provide valid email address as we will notify you by e-mail regarding the final status of your request. Disability and Life Insurance may not cover the extended period incurred by this request. ACH Payments may not stop, but the payment may be reversed and deposited into the savings at FirstCCU. Cannot exceed the maximum of 6 deferrals and or Skip A Pays per loan. Loans that do not qualify for deferral include Mortgages, Second Mortgages, Mobile Homes, Home Equity Lines of Credit, Credit Cards and any Open Line of Credit. New loans with less than six (6) payments made and loans that are not in good standing due to Bankruptcy or a history of delinquency may not qualify for deferral.

⁶ $4.99 monthly fee is waived with 20 or more debit transactions per month, does not include ATM transactions. Please refer to our Account Disclosure Rate Supplement and Schedule of Fees and Charges for complete details. Refer to our Truth in Savings disclosure for full details on product requirements and terms. Please refer to the actual Guide to Benefit documents for complete details of coverage and exclusions.

Federally insured by the NCUA