Basic Checking
FirstCCU offers a free checking account that includes a free VISA debit card with unlimited transactions
Basic/Free Checking Account
We don't believe in pages of fine print or excessive fees to have a checking account. That's why we offer checking account options with easy to understand terms. Open a free checking account online today!
OPEN CHECKING ACCOUNT
Checking accounts include:
- FREE VISA Debit Card with Unlimited Signature Based Transactions
- FREE FirstCCU Mobile App
- FREE E-Statements
- FREE Transactions at any FirstCCU ATM
- FREE Anti-Fraud Protection with E-Alerts
- FREE Nationwide Shared Branching
- Online Home Banking & Bill Pay
- 24/7 Account Access
- Unlimited check writing
- Overdraft Coverage Options
Find the checking that best suites your needs in the table below or scroll down to open your account online today!
| Basic Checking | Graduate Checking (Ages 16-21) | |
|---|---|---|
| Minimum to Open | $25.00 | No minimum |
| Eligible for Overdraft Protection | Yes | Yes |
| Eligible for Overdraft Privilege Program (ODP)* | Yes | No |
| Additional Features: |
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| *Overdraft Privilege Program (ODP), contact us at (608) 362-9077 or Toll-free at (800) 828-5923 for more information. | ||
| Basic Checking | Security+ Checking | |
|---|---|---|
| Free Visa Debit Card | ✔ | ✔ |
| Eligible for Overdraft Protection Program* | ✔ | ✔ |
| FREE FirstCCU Mobile App | ✔ | ✔ |
| Online Banking | ✔ | ✔ |
| ATM Fee Refunds* | ✔ | |
| Cell Phone Protection | ✔ | |
| Up to 10%* APY | ✔ | |
| $hopping Rewards | ✔ | |
| Piggy Bank Savings | ✔ |
OPEN CHECKING ACCOUNT
We make it easy.
To qualify for membership you must live or work in Southern Wisconsin or Northern Illinois. Note that to become a member of the credit union you will need to open a $5.00 Primary Savings (share) account.
Need to reorder checks?
If you've ordered checks with us before you can reorder online!
Each box costs $16.00 and will be debited from your checking account within 3 weeks of placing your order online. Your checks should arrive in the mail within 7-10 business days.