Loading First Community Credit Union

Basic Checking

FirstCCU offers a free checking account that includes a free VISA debit card with unlimited transactions

Basic/Free Checking Account

We don't believe in pages of fine print or excessive fees to have a checking account. That's why we offer checking account options with easy to understand terms.  Open a free checking account online today!


Checking accounts include:

  • FREE VISA Debit Card with Unlimited Signature Based Transactions
  • FREE FirstCCU Mobile App
  • FREE E-Statements
  • FREE Transactions at any FirstCCU ATM
  • FREE Anti-Fraud Protection with E-Alerts
  • FREE Nationwide Shared Branching
  • Online Home Banking & Bill Pay
  • 24/7 Account Access
  • Unlimited check writing
  • Overdraft Coverage Options

Find the checking that best suites your needs in the table below or scroll down to open your account online today!

  Basic Checking Graduate Checking (Ages 16-21)
Minimum to Open $25.00 No minimum
Eligible for Overdraft Protection Yes Yes
Eligible for Overdraft Privilege Program (ODP)* Yes No
Additional Features:
  • No minimum balance
  • Unlimited check writing
  • No minimum balance
  • Unlimited check writing
  • Free first box of checks
*Overdraft Privilege Program (ODP), contact us at (608) 362-9077 or Toll-free at (800) 828-5923 for more information.
  Basic Checking Security+ Checking
Free Visa Debit Card
Eligible for Overdraft Protection Program*
FREE FirstCCU Mobile App
Online Banking
ATM Fee Refunds*  
Cell Phone Protection  
Up to 10%* APY  
$hopping Rewards  
Piggy Bank Savings  


We make it easy.

To qualify for membership you must live or work in Southern Wisconsin or Northern Illinois. Note that to become a member of the credit union you will need to open a $5.00 Primary Savings (share) account.

Need to reorder checks?

If you've ordered checks with us before you can reorder online!  

Each box costs $16.00 and will be debited from your checking account within 3 weeks of placing your order online. Your checks should arrive in the mail within 7-10 business days.

Espanol? read more

FirstCCU permite posibles miembros usar Matricula Consular o numero de ITIN para abrir cuentas de ahorro y cheques

Security+ Checking read more

Try it for FREE until 2020!

Mobile Banking read more

Download the FirstCCU Mobile App to access your account 24/7!