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Basic Checking

If only everything in life was this easy…

We don't believe in pages of fine print or excessive fees to have a checking account. That's why we offer checking account options with easy to understand terms.

Checking accounts include:

  • FREE VISA Check Card - Unlimited Signature Based Transactions
  • FREE Online & Mobile Banking
  • FREE E-Statements
  • FREE Transactions at any FirstCCU ATM
  • FREE Mobile Banking App
  • FREE Anti-Fraud Protection with E-Alerts
  • FREE Nationwide Shared Branching
  • Online Bill Pay Service 
  • 24/7 Account Access
  • Unlimited check writing
  • Overdraft Coverage Options

Find the checking that best suites your needs below or if you already know what works for you scroll down to open your account online today!

  Advantage Basic Graduate (Ages 16 to 21)
Minimum to Open $25.00 No minimum
To Avoid Monthly Fee E-Statements None
Earns Dividends No No
Eligible for Overdraft Protection Yes Yes
Eligible for Overdraft Privilege Program (ODP)* Yes No
Additional Features
  • No minimum balance to avoid a fee
  • Unlimited check writing
  • Unlimited check writing
  • Free first box of checks
  • Eligible for periodic drawings through Youth Account program
*Overdraft Privilege Program (ODP), contact us at (608) 362-9077 or Toll-free at (800) 828-5923 for more information.


We make it easy.

To qualify for membership you just have to live or work in Southern Wisconsin or Northern Illinois. Note that to become a member of the credit union you will need to open a $5.00 Primary Savings (share) account.

Need to reorder checks?

If you've ordered checks with us before you can reorder online!  Each box costs $15.00 and will be debited from your checking account within 3 weeks of placing your order online. Your checks should arrive in the mail within 7 business days.

Espanol? read more

FirstCCU permite posibles miembros usar Matricula Consular o numero de ITIN para abrir cuentas de ahorro y cheques

Security+ Checking read more

Be Safer. Spend Smarter. It's Simple! Open your Security+ Checking Today!

Mobile Banking read more

Download the TouchBanking App to access your account 24/7!