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Share Rates

First Community Credit Union Share Rates

Savings & Checking

Account* Dividend Rate APY** Minimum Balance to Earn APY
Regular & Special Savings 0.05% 0.05% $250
Youth Savings Account 0.50% 0.50% Balances up to $9,999.99
Holiday & Vacation Club 0.05% 0.05% $250
IRA Passbook 0.05% 0.05% $2,000 or greater
Security+ Checking*** 1.49% 1.50% Up to $2,500, see below for additional details
Piggy Bank Savings 1.49% 1.50% Only available for members with Security+ Checking
Business Checking 0.00% 0.00% $2,000

*Minimum balances may apply.
**Annual Percentage Yield. Accurate as of September 1, 2022.
***To qualify for APY must have at least 20 posted debit card transactions monthly.
Refer to Truth in Savings disclosure for additional information.


Money Market Accounts

Account* Dividend Rate APY** Minimum Balance to Earn APY

Premium Money Market

0.15% 0.15% Less than $10,000
0.20% 0.20% $10,000 - $24,999
0.25% 0.25% $25,000 - $49,999
0.30% 0.30% $50,000+

Advantage Money Market

0.15% 0.15% Less than $10,000
0.20% 0.20% $10,000 - $49,999
0.30% 0.30% $50,000 - $99,999

0.35%

0.35%

$100,000 - $249,999

0.40%

0.40%

$250,000+

*Minimum balances may apply, refer to Truth-in-Savings disclosure for details.
**Annual Percentage Yield. Accurate as of September 1, 2022.


Share Certificates & IRA's

Term*

Dividend Rate APY** Minimum Balance to Earn APY
6 months 0.20% 0.20% $1,000/$2,000 for IRA's
9 months 0.30% 0.30% $1,000/$2,000 for IRA's
12 months 0.40% 0.40% $1,000/$2,000 for IRA's 
18 months 0.45% 0.45% $1,000/$2,000 for IRA's 
24 months 0.50% 0.50% $1,000/$2,000 for IRA's
36 months 0.60% 0.60% $1,000/$2,000 for IRA's
48 months 0.70% 0.70% $1,000/$2,000 for IRA's
15 months- up to $49,999.99 1.98% 2.00% $1,000/$2,000 for IRA's New Money Only
15 months- $50,000+ 2.13% 2.15% $1,000/$2,000 for IRA's New Money Only
29 months- up to $49,999.99 2.46% 2.49% $1,000/$2,000 for IRA's New Money Only
29 months- $50,000+ 2.66% 2.69% $1,000/$2,000 for IRA's New Money Only

*Minimum balances may apply, refer to Truth-in-Savings disclosure for details. New Money Only.
**Annual Percentage Yield. Accurate as of  September 1, 2022
A penalty will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings.
Federally Insured by the National Credit Union Administration (NCUA) to at least $250,000.