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Share Rates

First Community Credit Union Share Rates

Savings & Checking

Account* Dividend Rate APY** Minimum Balance to Earn APY
Regular & Special Savings 0.05% 0.05% $250
Youth Savings Account 0.50% 0.50% Balances up to $9,999.99
Holiday & Vacation Club 0.05% 0.05% $250
IRA Passbook 0.05% 0.05% $2,000 or greater
Security+ Checking*** 0.99% 1.00% Up to $2,500, see below for additional details
Piggy Bank Savings 1.48% 1.50% Only available for members with Security+ Checking
Business Checking 0.00% 0.00% $2,000

*Minimum balances may apply.
**Annual Percentage Yield. Accurate as of November 1, 2020.
***To qualify for APY must have at least 15 posted debit card transactions monthly.
Refer to Truth-in-Savings disclosure for additional information.


Money Market Accounts

Account* Dividend Rate APY** Minimum Balance to Earn APY

Premium Money Market

0.05% 0.05% Less than $10,000
0.07% 0.07% $10,000 - $24,999
0.125% 0.125% $25,000 - $49,999
0.175% 0.175% $50,000+

Advantage Money Market***

0.05% 0.05% Less than $10,000
0.10% 0.10% $10,000 - $49,999
0.15% 0.15% $50,000 - $99,999

0.20%

0.20%

$100,000 - $249,999

0.25%

0.25%

$250,000+

*Minimum balances may apply, refer to Truth-in-Savings disclosure for details.
**Annual Percentage Yield. Accurate as of November 1, 2020.
***To qualify for bolded APY's must have a checking account, direct deposit, and E-Statements if younger than 55.


Share Certificates & IRA's

Term*

Dividend Rate APY** Minimum Balance to Earn APY
6 months 0.05% 0.05% $1,000/$2,000 for IRA's
9 months 0.07% 0.07% $1,000/$2,000 for IRA's
12 months 0.10% 0.10% $1,000/$2,000 for IRA's 
18 months 0.15% 0.15% $1,000/$2,000 for IRA's 
24 months 0.20% 0.20% $1,000/$2,000 for IRA's
36 months 0.30% 0.30% $1,000/$2,000 for IRA's
48 months 0.35% 0.35% $1,000/$2,000 for IRA's
15 months 0.30% 0.30% $2,000 for IRA's - New Money Only

*Minimum balances may apply, refer to Truth-in-Savings disclosure for details.
**Annual Percentage Yield. Accurate as of  June 1, 2021
A penalty will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings.
*** To qualify for APY, must have at least 15 debit card transactions per month.  Please refer to our Truth-in-Savings Disclosure for additional information.
Federally Insured by the National Credit Union Administration (NCUA) to at least $250,000.