Get a vehicle loan that's geared to save you money and fully protected to keep you moving!

Your search for a driver-friendly vehicle loan stops at First Community Credit Union. Maybe you're looking for a commuter car, rugged pickup or family-friendly SUV. Buying a used car doesn't have to be a stress either--ask about our extended vehicle warranty coverage (MRC) and how it can be bundled right into your loan. 

Buy New, Used, or Refinance

Whether it's a car for commuting, an SUV for family travel or a truck for your projects, you'll find the financing you need for new and used vehicles. Don't overpay!! We help our members lower their car payments everyday.  Use our Auto Loan Calculator or Auto Refi Calculator to run the numbers to see how you can save.

Loan Rate Term Monthly Payment
Current Loan at Other Financial Institution 7.80% APR* 72 months $523.07
Loan Refinanced with FirstCCU 6.49% APR* 72 months $504.16

Thinking about Refinancing?

We save our members $250/month on average! 

Savings on your monthly payment = $18.91

TOTAL savings over the life of your loan = $1,361.52

Auto Loan rates as low as  3.99% APR* for 36 months

Recreation Loan rates as low as  4.49% APR* for 36 months

Rates for 2022 model year or newer

First Community Credit Union is a member-owned financial co-op serving nine full-service branch locations in Beloit, Janesville, and Monroe, Wisconsin and Freeport, Rockford, Belvidere, and Roscoe, Illinois.

FirstCCU has been here for over 90 years, we're still local and always member-owned.

*Annual Percentage Rate. Rate and length of term may vary by model. Other credit qualifications may apply. Rates subject to change and based on creditworthiness.