Choose a loan or line of credit

Save with budget-friendly rates

Consolidate debt or make a special purchase

Affordable financing helps you address everyday situations

There are all types of reasons why you'd need quick access to a loan or line of credit to address life's expenses. Sometimes it's for a necessary purchase, or to address unexpected costs. Or maybe you're looking for a credit card that rewards you for your everyday activities. Whatever your need, First Community Credit Union provides what you want.

Fixed-Term Signature Loans

With a Signature Loan, you can pay medical or repair bills, make timely purchases, or possibly save money by consolidating your debt. There's no collateral necessary, and the fixed rate helps you budget payments with confidence.

Kwik Cash

Get the safety net you need for your personal finances with this flexible line of credit. Whether you want to access money for a special purchase that requires affordable financing, or you need to back up your First Community Credit Union checking account after an occasional overdraft, Kwik Cash makes money available immediately.

Credit Cards

The FirstCCU Rewards Credit Card lets you earn 1% cash back on eligible transactions with 0% APR* on purchases for the first six months and 5.99% APR* for balance transfers and cash advances for one year.

Financial flexibility with even better benefits

Enjoy purchasing power and perks that make for the perfect credit card.

Credit Cards

First Community Credit Union is a member-owned financial co-op serving nine full-service branch locations in Beloit, Janesville, and Monroe, Wisconsin and Freeport, Rockford, Belvidere, and Roscoe, Illinois.

FirstCCU has been here for over 90 years, we're still local and always member-owned.

*The introductory APR for purchases is 0% APR and will apply for a period of 6 billing cycles from account opening. The introductory APR will apply to transactions posted to your account during the first 6 months following the opening of the account. After that, your rate will go to the rate of 9.99% – 19.9% APR, based on your creditworthiness. Current FirstCCU credit card balances are not eligible for the balance transfer introductory rate. Your actual APR rate is based on, but not limited to, creditworthiness factors, current market conditions and other factors that the credit union in its discretion believes are relevant in determining the appropriate APR. See your member service representative for further details.

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