You work hard for your money, and we help you get paid 2 days sooner! No more waiting until payday.

Personal Loans

Choose a loan or line of credit
Save with budget-friendly rates
Consolidate debt or make a special purchase
Affordable financing helps you address everyday situations
There are all types of reasons why you'd need quick access to a loan or line of credit to address life's expenses. Sometimes it's for a necessary purchase, or to address unexpected costs. Or maybe you're looking for a credit card that rewards you for your everyday activities. Whatever your need, First Community Credit Union provides what you want.
Fixed-Term Signature Loans
With a Signature Loan, you can pay medical or repair bills, make timely purchases, or possibly save money by consolidating your debt. There's no collateral necessary, and the fixed rate helps you budget payments with confidence.
Kwik Cash
Get the safety net you need for your personal finances with this flexible line of credit. Whether you want to access money for a special purchase that requires affordable financing, or you need to back up your First Community Credit Union checking account after an occasional overdraft, Kwik Cash makes money available immediately.
- Take cash advances or simply transfer available funds into your FirstCCU checking account
- Payments are as low as $20.00 a month and there is no monthly fee
- Make payments through Online Banking and the FirstCCU Mobile App
Credit Cards
The FirstCCU Rewards Credit Card lets you earn 1% cash back on eligible transactions with 0% APR* on purchases for the first six months and 5.99% APR* for balance transfers and cash advances for one year.
Financial flexibility with even better benefits
Enjoy purchasing power and perks that make for the perfect credit card.
Credit Cards
*The introductory APR for purchases is 0% APR and will apply for a period of 6 billing cycles from account opening. The introductory APR will apply to transactions posted to your account during the first 6 months following the opening of the account. After that, your rate will go to the rate of 9.99% – 19.9% APR, based on your creditworthiness. Current FirstCCU credit card balances are not eligible for the balance transfer introductory rate. Your actual APR rate is based on, but not limited to, creditworthiness factors, current market conditions and other factors that the credit union in its discretion believes are relevant in determining the appropriate APR. See your member service representative for further details.
Review Application and Solicitation Disclosure
Review Consumer Credit Card Agreement