Your house could hold the key to financing your plans and dreams

When you have a major project in mind and you're wondering how to finance it, consider how a home equity product from First Community Credit Union can get you where you want to be. Whether it's a line of credit or a lump-sum loan, your home's equity can provide the financial flexibility you need to cover costs and finish projects.

  • Consolidate higher-interest debt into one payment at a lower rate
  • Take on home improvement projects
  • Finance a vehicle, higher education, a wedding or dream vacation

 

And ask us about our convenient E-SIGN options that speed up the closing process by allowing you to sign your paperwork anywhere, anytime.

Home Equity Line of Credit (HELOC)

With a HELOC, you can open a flexible line of credit to tap into anytime.

You'll pay interest only on the money you use, and as you repay the balance, that money becomes available to you again.

  • Rates as low as WSJ Prime -.5%
  • Terms up to 10 years

Home Equity Loan

When you know exactly how much money you need to borrow, you can receive your funds in a lump sum at a fixed rate.

This helps you budget your payments accurately every month because your interest rate never changes.

  • Rates as low as  6.375% Fixed APR* with terms up to 5 years
  • Rates as low as  7.250% Fixed APR* with terms up to 10 years

Guidance when you need it

If you're not sure which option is best for you, call us today at (608) 362-9077 and we'll be happy to discuss your options so you can find the right fit. Stay updated on current rates by texting "Rates" to (608) 313-8911.

Let's get you moving

Whether you're buying your first home or forever home, we're here to guide you every step of the way.

Mortgage Loans

First Community Credit Union is a member-owned financial co-op serving nine full-service branch locations in Beloit on Park Ave or Willowbrook Rd, Janesville, and Monroe, Wisconsin and Freeport, Rockford on Riverside Dr or State St., Belvidere, and Roscoe, Illinois.

When your bank keeps changing, its time you did too! 

Equal Housing Opportunity | Federally insured by the NCUANMLS #401913

*Annual Percentage Rate. Rate is subject to change. Based on the Wall Street Journal Prime rate plus disclosed margin.