Build long-range financial security

Earn steady dividends at some of our highest rates

Benefit from various tax breaks

Tax benefits can provide more money for the retirement lifestyle you want

You have some ideas of what your perfect retirement looks like. Maybe it's spending time with family and friends. Maybe you want to travel, spend more time on your hobbies or get into volunteering. Maybe it's all of the above and more. When you invest in IRAs from First Community Credit Union, you can build up enough savings to keep your options open.

  • Funds may be deposited in a flexible IRA Passbook Savings account or higher-rate IRA Certificate
  • Roth and Traditional IRA accounts are available
  • With Traditional IRAs, you may be able to take a tax deduction each year you make a contribution
  • With Roth IRAs, all qualified withdrawals are tax-free
  • With both Traditional and Roth IRA, all annual interest earnings are tax-exempt
  • Consult your financial advisor for more information on Traditional and Roth IRAs

Savings tips for a successful financial future

Start saving towards retirement with tax-deferred or tax-free contributions.

Making life a little easier

Accounts for everyone paired with efficient money management tools. 

Checking Accounts

First Community Credit Union is a member-owned financial co-op serving nine full-service branch locations in Beloit, Janesville, and Monroe, Wisconsin and Freeport, Rockford, Belvidere, and Roscoe, Illinois.

FirstCCU has been here for over 90 years, we're still local and always member-owned.