No minimum balance requirements

No reoccurring monthly fees

All the digital tools to manage your money

Sometimes, simple does it best

But simple doesn't mean boring with First Community Credit Union. You get everything you need in our Free Basic Checking account. Keep any balance in there that you wish and go online or on our app to take care of all your financial tasks, anytime.

  • Open with a $25 deposit
  • Free use of Online Banking and the FirstCCU Mobile App
  • Set up one-time or recurring payments with Bill Pay
  • Enroll in eStatements to receive account statements quicker and more securely
  • Create eAlerts to get notified about your balance, transactions, security notices and more
  • Write as many checks as you'd like
  • Link your Debit Card to Piggy Bank Savings so each purchase rounds up to the nearest dollar and the spare change gets added to your savings

Set up some financial backup

Protect your account with Overdraft Coverage options.

Tips for simplified money management

Use online banking to monitor account balances, transfer funds & more.
Connect your debit card to your digital wallet for contactless payments.
Get access to statements sooner when you switch to eStatements.

Set your Sights on Saving

There are a million reasons to save. Find yours with our accounts that will help you reach your goals.

Savings Accounts

First Community Credit Union is a member-owned financial co-op serving nine full-service branch locations in Beloit, Janesville, and Monroe, Wisconsin and Freeport, Rockford, Belvidere, and Roscoe, Illinois.

FirstCCU has been here for over 90 years, we're still local and always member-owned.