Basic Business Checking
Don’t let the name fool you, this account is anything but “basic”.
- No monthly maintenance fee
- Unlimited monthly transactions - no per item fee
- No currency exchange fees
- Unlimited cash deposits
- No minimum balance fee if balance is above $250, only $5 a month if balance drops below
- No compensating balance requirements
- Low-cost laser checks or standard checks
- Overdraft Coverage options - Automatic enrollment in Overdraft Privilege Program (ODP)
Free Mobile and E-Banking Services
Secure account access no matter where you are, 24/7.
- FirstCCU Mobile Banking App
Three options for mobile account access
Text/Email account alerts
PLUS—Bill Pay increases efficiency and lets you pay your bills all in one place. Save on expenses by not having to buy checks or stamps
To start, you’ll open a Primary Savings account and then open your business’ membership with the credit union. You can then add our Basic Business Checking Account.
Money Market Accounts
With a money market account, you can earn higher dividends on your business deposits and still have the flexibility to withdraw funds up to six (6) times a month. FirstCCU offers two types of money market accounts:
- Advantage Money Market Account
- Premium Money Market Account
Visit our money market page for more information.
Nationwide Account Access
We know some of our business owners are on the road a lot. There may be only four FirstCCU branches but you can do transactions at credit union locations nationwide. With the Shared Branching network, you can find a nearby credit union where you can access your FirstCCU account. Just visit sharedbranching.org for nearby locations!
The Technology You Need Customized for your Business
We’ve partnered with the world’s largest provider of banking and payment technologies. So you get cutting edge technology at credit union pricing.
Credit/Debit Card Processing
Check Warranty Services - Verification and guaranty services that provide you peace of mind at the point of sale
Mobile Payment Processing - You get a free card reader that’s cost-effective, provides fast funding, and live customer service
Gift Cards/Loyalty programs
Contact your local branch today for additional information.
Additional Benefits for you and your employees
Even your employees can reap additional benefits. Once your business is a member of the credit union we can offer your employees:
Membership in the credit union even if they live outside of our service area
Free box of checks when opening a new checking
One free credit report consultation