Loan Rates
Auto, Cycle, RV & Boat
| Year | Terms | APR** as low as |
|---|---|---|
| 2017-2020 | Up to 60 months | 3.49%* |
| Up to 72 months | 3.79%* | |
| Up to 84 months | 4.49%* | |
| New Only ($35,00+) | Up to 96 months | 5.29%* |
| 2013-2016 | Up to 60 months | 4.09%* |
| Up to 72 months | 4.49%* | |
| 2010-2012 | Up to 54 months | 5.99%* |
| 2009 & Older | Up to 48 months | 7.99%* |
| RV & Boat | 120-144 months | 5.49%* |
| RV & Boat ($45,000+) | 145-180 months | 6.49%* |
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*APR shown includes up to .50% discount for preferred member pricing. Rate and length of term may vary by year and mileage. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. **Annual Percentage Rate. Accurate as of March 15, 2019. |
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Learn how GAP saves you money.
Other Secured
| Type | Terms | APR* as low as |
|---|---|---|
| Share Secured | Up to 48 months | +3.00% over regular share rate |
| Unsecured Term | Up to 48 months | 6.99% |
| *Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. Rates accurate as of March 15, 2019. | ||
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First Mortgages
Janesville - Call Pat Knoble at (608) 758-4530 or email pknoble@firstccu.com
Monroe - Call Debbie Watson at (608) 329-7800 or email dwatson@firstccu.com
Beloit - Call Leslie Hass at (608) 313-3382 or email lhass@firstccu.com
Rockford - Call John Welch at (815) 316-3052 or email jwelch@firstccu.com
Rates for Investment, Rental, and Land/Lot loans available upon request.
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Home Equity Products
| Type | Terms | APR* as low as |
|---|---|---|
|
Home Equity Loan Fixed Rate No Closing Costs |
Up to 60 months | 4.75% |
| Up to 120 months | 5.25% | |
|
Home Equity Line of Credit (HELOC) |
Up to 120 months | |
|
4.50% Variable WSJ Prime - 1.00%** |
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*Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. **Based on the Wall Street Journal Prime rate plus disclosed margin. Rates accurate as of March 15, 2019. |
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APPLY FOR LINE OF CREDIT (HELOC)
Not sure which option is best for you? Just give us a call today at (608) 362-9077
Lines of Credit
| Type | APR* as low as | |
|---|---|---|
| Unsecured LOC | Fixed Rate | 9.99% |
| VISA CC | Fixed Rate | 9.99% |
| *Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. Rates accurate as of March 15, 2019. | ||