Loan Rates
First Community Credit Union Loan Rates
View all of our loan rates or contact a local member service representative for more information.
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Secured Loan Rates
| Year | Terms | APR* as low as |
|---|---|---|
Automobiles and Touring Bikes |
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2019-2022 |
Up to 36 months | 1.99% |
| Up to 72 months | 2.99% | |
| Up to 84 months | 2.99% | |
| New, < 10,000 Miles, or Elite Classics | Up to 96 months | 3.99% |
| New Corvette & High-End Elite | Up to 120 mo | 4.99% |
| 2016-2018 & Classic Cars | Up to 72 months | 2.99% |
| 2013-2015 | Up to 72 months | 3.99% |
| 2009-2012 | Up to 48 months | 5.99% |
| 2008 and Older | Up to 36 months | 12.00% |
Recreational Vehicles |
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2019-2022
|
Up to 36 months | 2.99% |
| Up to 84 months | 3.99% | |
| 2017-2018 | up to 84 months | 3.99% |
| 2013-2016 | up to 60 months | 5.99% |
Travel Trailers & Boats |
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2020-2022($35,000 min & 10% down) |
up to 144 months | 4.99% |
New Only($35,000 min & 10% down) |
up to 180 months | 6.99% |
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*Annual Percentage Rate. Rate and length of term may vary by year and mileage. Other credit qualifications may apply. Rates subject to change and based on creditworthiness. APR effective as of January 1, 2022. |
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| Type | Terms | APR* as low as |
| Share Secured | Up to 48 months | +3.00% over regular share rate |
| Unsecured Term | Up to 48 months | 5.99% |
| *Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on creditworthiness. Rates effective as of November 15, 2021. | ||
Lines of Credit (LOC)
| Type | APR* as low as | |
|---|---|---|
| Kwik Cash (Unsecured LOC) | Fixed-Rate | 9.99% |
| VISA Credit Card | Fixed-Rate | 9.99% |
| *Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on creditworthiness. Rates effective as of February 1, 2021. | ||
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First Mortgage Loans and Refinances
Due to the nature of mortgage rates, please visit our mortgage page and contact one of our mortgage specialists for rates.
Home Equity Products
| Type | Terms | APR* as low as |
|---|---|---|
|
Home Equity Loan Fixed-Rate No Closing Costs |
Up to 60 months | 3.75% |
| Up to 120 months | 3.99% | |
| Home Equity Line of Credit (HELOC) | Up to 120 months | WSJ Prime -.5%** |
|
*Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on creditworthiness. **Based on the Wall Street Journal Prime rate plus a disclosed margin. Rates effective as of February 1, 2021. |
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