| Year | Terms | APR** as low as |
|---|---|---|
| 2020-2017 | Up to 60 months | 3.49%* |
| Up to 72 months | 3.69%* | |
| Up to 84 months | 4.09%* | |
| New Only ($35,00+) | Up to 96 months | 5.09%* |
| 2016-2013 | Up to 60 months | 4.29%* |
| Up to 72 months | 4.59%* | |
| 2012-2010 | Up to 54 months | 5.49%* |
| 2009 & Older | Up to 48 months | 7.49%* |
| RV & Boat | 120-144 months | 5.49%* |
| RV & Boat ($45,000+) | 145-180 months | 6.49%* |
|
*APR shown includes up to .50% discount for preferred member pricing. Rate and length of term may vary by year and mileage. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. **Annual Percentage Rate. Accurate as of February 1, 2019. |
||
| Type | Terms | APR* as low as |
|---|---|---|
| Share Secured | Up to 48 months | +3.00% over regular share rate |
| Unsecured Term | Up to 48 months | 10.99% |
| *Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. Rates accurate as of February 1, 2019. | ||
Janesville - Call Pat Knoble at (608) 758-4530 or email pknoble@firstccu.com
Monroe - Call Debbie Watson at (608) 329-7800 or email dwatson@firstccu.com
Beloit - Call Leslie Hass at (608) 313-3382 or email lhass@firstccu.com
Rockford - Call John Welch at (815) 316-3052 or email jwelch@firstccu.com
Rates for Investment, Rental, and Land/Lot loans available upon request.
| Type | Terms | APR* as low as |
|---|---|---|
|
Home Equity Loan Fixed Rate No Closing Costs |
Up to 60 months | 4.75% |
| Up to 120 months | 5.25% | |
|
Home Equity Line of Credit (HELOC) |
Up to 120 months | |
|
4.50% Variable WSJ Prime - 1.00%** |
||
|
*Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. **Based on the Wall Street Journal Prime rate plus disclosed margin. Rates accurate as of February 1, 2019. |
||
| Type | APR* as low as | |
|---|---|---|
| Unsecured LOC | Fixed Rate | 9.99% |
| VISA CC | Fixed Rate | 9.99% |
| *Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. Rates accurate as of February 1, 2019. | ||