Loan Rates
| Year | Terms1 | APR* as low as |
|---|---|---|
Automobiles & Motorcycles |
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2017-2020
New Vehicles Only |
Up to 60 months | 3.49% |
| Up to 72 months | 3.49% | |
| Up to 84 months | 3.49% | |
| 2014-2016 | Up to 60 months | 3.49% |
| Up to 72 months | 4.49% | |
| 2010-2013 | Up to 54 months | 5.99% |
| 2006-2009 | Up to 48 months | 6.49% |
| 2005 & Older | Up to 48 months | 11.50% |
Recreational Vehicles & Boats |
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|
2017-2020 RV's & Boats RV's & Boats ($45,000 min & 20% down) |
Up to 96 months | 5.49% |
| 120-144 months | 5.99% | |
| 145-180 months | 6.49% | |
| 1Non-automobiles less than 85 months add 1% to rate. Jet skis and snowmobiles require 20% down payment. | ||
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*Annual Percentage Rate. APR shown includes .50% discount for preferred member pricing. Rate and length of term may vary by year and mileage. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. APR accurate as of August 1, 2019. |
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Other Secured
| Type | Terms | APR* as low as |
|---|---|---|
| Share Secured | Up to 48 months | +3.00% over regular share rate |
| Unsecured Term | Up to 48 months | 6.99% |
| *Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. Rates accurate as of August 1, 2019. | ||
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First Mortgages
Janesville - Call Pat Knoble at (608) 758-4530 or email pknoble@firstccu.com
Monroe - Call Debbie Watson at (608) 329-7800 or email dwatson@firstccu.com
Beloit - Call Leslie Hass at (608) 313-3382 or email lhass@firstccu.com
Rockford - Call George Pleshkewych at (815) 316-3052 or email gpleshkewych@firstccu.com
Rates for Investment, Rental, and Land/Lot loans available upon request.
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Home Equity Products
| Type | Terms | APR* as low as |
|---|---|---|
|
Home Equity Loan Fixed Rate No Closing Costs |
Up to 60 months | 4.75% |
| Up to 120 months | 5.25% | |
| Home Equity Line of Credit | Up to 120 months | WSJ Prime -1.00%** |
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*Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. **Based on the Wall Street Journal Prime rate plus disclosed margin. Rates accurate as of August 1, 2019. |
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APPLY FOR LINE OF CREDIT (HELOC)
Not sure which option is best for you? Just give us a call today at (608) 362-9077
Lines of Credit
| Type | APR* as low as | |
|---|---|---|
| Unsecured LOC | Fixed Rate | 9.99% |
| VISA CC | Fixed Rate | 9.99% |
| *Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. Rates accurate as of August 1, 2019. | ||