Your house could hold the key to financing your plans and dreams

When you have a major project in mind and you're wondering how to finance it, consider how a home equity product from First Community Credit Union can get you where you want to be. Whether it's a line of credit or a lump-sum loan, your home's equity can provide the financial flexibility you need to cover costs and finish projects.

  • Consolidate higher-interest debt into one payment at a lower rate
  • Take on home improvement projects
  • Finance a vehicle, higher education, a wedding or dream vacation

 

And ask us about our convenient E-SIGN options that speed up the closing process by allowing you to sign your paperwork anywhere, anytime.

Home Equity Line of Credit (HELOC)

With a HELOC, you can open a flexible line of credit to tap into anytime.

You'll pay interest only on the money you use, and as you repay the balance, that money becomes available to you again.

  • Rates as low as WSJ Prime -.5%
  • Terms up to 10 years

Home Equity Loan

When you know exactly how much money you need to borrow, you can receive your funds in a lump sum at a fixed rate.

This helps you budget your payments accurately every month because your interest rate never changes.

  • Rates as low as  6.375% Fixed APR* with terms up to 5 years
  • Rates as low as  7.250% Fixed APR* with terms up to 10 years

Guidance when you need it

If you're not sure which option is best for you, call us today at (608) 362-9077 and we'll be happy to discuss your options so you can find the right fit. Stay updated on current rates by texting "Rates" to (608) 313-8911.

Let's get you moving

Whether you're buying your first home or forever home, we're here to guide you every step of the way.

Mortgage Loans

First Community Credit Union is a member-owned financial co-op serving nine full-service branch locations in Beloit, Janesville, and Monroe, Wisconsin and Freeport, Rockford, Belvidere, and Roscoe, Illinois.

FirstCCU has been here for over 90 years, we're still local and always member-owned.

Equal Housing Opportunity | Federally insured by the NCUANMLS #401913

*Annual Percentage Rate. Rate is subject to change. Based on the Wall Street Journal Prime rate plus disclosed margin.