Give them a head start with good financial habits

From toddlers to teens to young adults in their 20s, you'll find accounts that develop important skills.

Dream Seeker Share Certificate

Show your child how their patience can be rewarded with a Certificate that yields a 1.00% fixed APY* for 12 Months.

  • Open with a $25 minimum deposit
  • Add funds anytime to give their savings an extra boost
  • No monthly fee or maintenance fee

Youth Saver Account

When you start saving real money in this special club, your kids will also start earning special prizes and member benefits.These are good lessons taught with lots of fun involved for children up to 7 years old.

  • $5 minimum deposit to open an account
  • Prizes and contests to get your child excited about saving
  • Youth Account Coloring Page
  • Competitive interest rates
  • Free account access through Online Banking and the FirstCCU Mobile App
  • Free educational materials for both parents and children
  • No fees

Teen Saver (from 8–15 years old) and Graduate Saver (from 16–21 years old) accounts are also available.

Youth Checking Account

You're probably working your first job and you're certainly making plans for the future. Our Youth Checking Account is a free account geared toward helping 14 to 21 year olds manage daily finances.

  • No minimum balance requirements
  • Includes a Visa Debit Card and a free box of checks
  • Unlimited check-writing
  • Eligible for Overdraft Protection

Tools & tips to start your kids on a positive financial path

Do more with your money

A library of useful resources to get your kids on the right financial path.

Financial Education

First Community Credit Union is a member-owned financial co-op serving nine full-service branch locations in Beloit, Janesville, and Monroe, Wisconsin and Freeport, Rockford, Belvidere, and Roscoe, Illinois.

FirstCCU has been here for over 90 years, we're still local and always member-owned.

Refer to Truth in Savings disclosure for additional information.

*To receive the $25 bonus: Open a First Community Credit Union Youth Savings Account, which is subject to approval. Funds will be deposited into your new account within 30 days of account opening. Youth must attend the Rockford Rivets 2024 baseball camp to qualify. The account must not be closed or restricted at the time of payout. Refer to Truth in Savings disclosure for additional information. 

Federally Insured by the NCUA.