Higher earnings on deposits

Cell phone protection plan

Discounts on loan rates

The security starts with protection for your smartphone

With this multi-tasking account, a cell phone and tablet protection plan is just the beginning. Security+ Checking also helps you secure the funds needed for life's important purchases with discounted loan rates. And it can help you build long-term financial security by paying enhanced interest on your checking deposits.

  • Earn up to 1.50% APY1 on balances up to $2,5001
  • Loan discounts5
  • Cell phone and tablet protection3
  • 2 free boxes of checks per year
  • Breathe easier with Overdraft Protection4
  • Maintain a $2,500 average balance and the monthly cost is waived!
  • Link your Debit Card to Piggy Bank Savings so each purchase rounds up to the nearest dollar and the spare change gets added to your savings
  • Free use of Online Banking and the FirstCCU Mobile App
  • Free debit card for easy purchases online and in stores
  • Reorder checks online

Keep more of your money

In addition to reduced loan rates, Security+ Checking offers refunds of ATM fees up to $10 per month.2

Tips for simplified money management

Use online banking to monitor account balances, transfer funds & more.
Connect your debit card to your digital wallet for contactless payments.
Get access to statements sooner when you switch to eStatements.

Set your Sights on Saving

There are a million reasons to save. Find yours with our accounts that will help you reach your goals.

Savings Accounts

First Community Credit Union is a member-owned financial co-op serving nine full-service branch locations in Beloit, Janesville, and Monroe, Wisconsin and Freeport, Rockford, Belvidere, and Roscoe, Illinois.

FirstCCU has been here for over 90 years, we're still local and always member-owned.

1Annual Percentage Yield. Refer to our Truth-in-Savings disclosure for full details on product requirements and terms.

2 If qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during the qualification cycle will be reimbursed up to a $10 maximum credited to the account on or about the 5th day of the next month.

3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. 

4 Overdraft Privilege Program (ODP) is not a loan or a line of credit and is only available to accounts that meet qualification criteria. 

5 .50% discount on certain loans with preferred member pricing. Other credit qualifications may apply, see MSR for details. Rates subject to change. Refer to our Truth in Savings disclosure for full details on product requirements and terms. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.