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Savings Accounts

Our accounts are setup to make saving easy. Choose just a Primary Savings to start your membership or separate your funds by adding multiple savings accounts to your account.

  Primary Savings Special Savings & Vacation Savings Holiday Savings Youth Savings
Special Features
  • Enables membership
  • Use for any purpose
  • No monthly service charge
  • Use for any purpose
  • No monthly service charge
  • Save year round for the holidays
  • October 1st available funds will transfer into primary savings for holiday spending
  • No monthly service charge
  • Three age tiered accounts
    • Young Saver (ages 0-7 years)
    • Teen Saver (ages 8-15 years)
    • Graduate Saver (ages 16–21 years)***
  • Special contests and giveaways just for youth account members
Minimum to Open $5.00 $5.00 $5.00 $5.00
Dividends Earned on balances of $250 and above; compounded monthly, credited quarterly Earned on balances of $250 and above; compounded monthly, credited quarterly Earned on balances of $250 and above; compounded monthly, credited quarterly Earned on balances of $5.00 and above; compounded monthly, credited quarterly
Dividend Rate .10% .10% .10% 1.10%
APY* .10% .10% .10% 1.10%
Withdrawals** 6 per month; Unlimited HomeBanking and Tellerphone transfers/withdrawals 6 per month; Unlimited HomeBanking and Tellerphone transfers/withdrawals 6 per month; Unlimited HomeBanking and Tellerphone transfers/withdrawals  
Deposits Unlimited Unlimited Unlimited  
*APY=Annual Percentage Yield. Rates are current as of   July 8, 2016.
**You may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order.  If you exceed these limitations your account may be subject to a fee or closed. 
*** Once the individual turns 21, the Graduate Saver account will automatically convert into a Regular Share Savings account in which those terms and conditions will apply. Please refer to the Regular Share Savings account section of our Truth in Savings disclosure for more information. 
 

How to Open Your Account

Opening an account is easy just stop into any branch location with a current State-Issued Picture ID or Matricula Consular.  To qualify for membership you just have to live or work in Southern Wisconsin or Northern Illinois.  Click here to find your nearest branch location.

Espanol? read more

FCCU permite posibles miembros usar Matricula Consular o numero de ITIN para abrir cuentas de ahorro y cheques

Credit Cards read more

Take advantage of our low introductory rate of 3.99% APR for 12 months plus no balance transfer fees!

Mobile Banking read more

Check out how you can text, use your mobile browser or download our new TouchBanking app to keep track of your account!