First Community Credit Union Share Rates

Savings & Checking

Account*	Dividend Rate	APY**	Minimum Balance to Earn APY
Regular & Special Savings	0.05%	0.05%	$250
Youth Savings Account	0.50%	0.50%	Balances up to $9,999.99
Holiday & Vacation Club	0.05%	0.05%	$250
IRA Passbook	0.05%	0.05%	$2,000 or greater
Security+ Checking***	1.49%	1.50%	Up to $2,500, see below for additional details
Piggy Bank Savings	1.49%	1.50%	Only available for members with Security+ Checking
Business Checking	0.00%	0.00%	$2,000
Minimum balances may apply. Annual Percentage Yield. Accurate as of September 29, 2022. To qualify for APY must have at least 20 posted debit card transactions monthly. Refer to Truth in Savings** disclosure for additional information.

Account*	Dividend Rate	APY**	Minimum Balance to Earn APY
Premium Money Market	0.22%	0.22%	Less than $10,000
	0.27%	0.27%	$10,000 - $24,999
	0.32%	0.32%	$25,000 - $49,999
	0.37%	0.37%	$50,000+
Advantage Money Market	0.22%	0.22%	Less than $10,000
	0.27%	0.27%	$10,000 - $49,999
	0.37%	0.37%	$50,000 - $99,999
	0.42%	0.42%	$100,000 - $249,999
	0.47%	0.47%	$250,000+
Minimum balances may apply, refer to Truth-in-Savings* disclosure for details. **Annual Percentage Yield. Accurate as of December 1, 2022.

Term*	Dividend Rate	APY**	Minimum Balance to Earn APY
6 months	0.30%	0.30%	$1,000/$2,000 for IRA's
9 months	0.40%	0.40%	$1,000/$2,000 for IRA's
12 months	0.50%	0.50%	$1,000/$2,000 for IRA's
18 months	0.55%	0.55%	$1,000/$2,000 for IRA's
24 months	0.60%	0.60%	$1,000/$2,000 for IRA's
36 months	0.70%	0.70%	$1,000/$2,000 for IRA's
48 months	0.80%	0.80%	$1,000/$2,000 for IRA's
15 months- up to $49,999.99	3.20%	3.25%	$1,000/$2,000 for IRA's New Money Only
15 months- $50,000+	3.45%	3.50%	$1,000/$2,000 for IRA's New Money Only
29 months- up to $49,999.99	3.69%	3.75%	$1,000/$2,000 for IRA's New Money Only
29 months- $50,000+	3.93%	4.00%	$1,000/$2,000 for IRA's New Money Only
Minimum balances may apply, refer to Truth-in-Savings disclosure for details. New Money Only. *Annual Percentage Yield. Accurate as of December 1, 2022 A penalty will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings. Federally Insured by the National Credit Union Administration (NCUA) to at least $250,000.