Share Rates
Savings & Checking
| Account* | Dividend Rate | APY** | Minimum Balance to Earn APY |
|---|---|---|---|
| Regular & Special Savings | 0.10% | 0.10% | $250 |
| Youth Savings Account | .99% | 1.00% | Balances up to $9,999.99 |
| Holiday & Vacation Club | 0.10% | 0.10% | $250 |
| IRA Passbook | 0.20% | 0.20% | $2,000 |
| Security+ Checking*** | 2.96% | 3.00% | Up to $2,500, see below for additional details |
| Piggy Bank Savings | 2.96% | 3.00% | Only available for members with Security+ Checking |
| Business Checking | 0.00% | 0.00% | $2,000 |
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*Minimum balances may apply. **Annual Percentage Yield. Accurate as of February 28, 2020. ***To qualify for APY must have at least 15 posted debit card transactions monthly. Refer to Truth-in-Savings disclosure for additional information. |
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Money Market Accounts
| Account* | Dividend Rate | APY** | Minimum Balance to Earn APY |
|---|---|---|---|
|
Premium Money Market |
0.10% | 0.10% | Less than $10,000 |
| 0.15% | 0.15% | $10,000 - $24,999 | |
| 0.20% | 0.20% | $25,000 - $49,999 | |
| 0.30% | 0.30% | $50,000+ | |
|
Advantage Money Market*** |
0.10% | 0.10% | Less than $10,000 |
| 0.25% | 0.25% | $10,000 - $49,999 | |
| 0.33% | 0.33% | $50,000 - $99,999 | |
0.50% |
0.50% |
$100,000 - $249,999 | |
0.75% |
0.75% |
$250,000+ | |
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*Minimum balances may apply, refer to Truth-in-Savings disclosure for details. **Annual Percentage Yield. Accurate as of February 28, 2020. Effective March 1, 2020. ***To qualify for APY's must have a checking account, direct deposit, and E-Statements if younger than 55. |
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OPEN ACCOUNT
New Money Share Certificates & IRA Specials
OPEN ACCOUNT
Share Certificates & IRA's
| Term* | Dividend Rate | APY** | Minimum Balance to Earn APY |
|---|---|---|---|
| 6 months | 0.20% | 0.20% | $1,000/$2,000 for IRA's |
| 9 months | 0.25% | 0.25% | $1,000/$2,000 for IRA's |
| 12 months | 0.50% | 0.50% | $1,000/$2,000 for IRA's |
| 18 months | 0.70% | 0.70% | $1,000/$2,000 for IRA's |
| 24 months | 0.90% | 0.90% | $1,000/$2,000 for IRA's |
| 36 months | 0.99% | 1.00% | $1,000/$2,000 for IRA's |
| 48 months | 0.99% | 1.00% | $1,000/$2,000 for IRA's |
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*Minimum balances may apply, refer to Truth-in-Savings disclosure for details. **Annual Percentage Yield. Accurate as of February 28, 2020. Effective March 1, 2020. A penalty will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings. |
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