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Share Rates

First Community Credit Union Share Rates

Savings & Checking

Account* Dividend Rate APY** Minimum Balance to Earn APY
Regular & Special Savings 0.05% 0.05% $250
Youth Savings Account 0.50% 0.50% Balances up to $9,999.99
Holiday & Vacation Club 0.05% 0.05% $250
IRA Passbook 0.05% 0.05% $2,000 or greater
Security+ Checking*** 1.48% 1.50% Up to $2,500, see below for additional details
Piggy Bank Savings 1.48% 1.50% Only available for members with Security+ Checking
Business Checking 0.00% 0.00% $2,000

*Minimum balances may apply.
**Annual Percentage Yield. Accurate as of April 17, 2020.
***To qualify for APY must have at least 15 posted debit card transactions monthly.
Refer to Truth-in-Savings disclosure for additional information.


Money Market Accounts

Account* Dividend Rate APY** Minimum Balance to Earn APY

Premium Money Market

0.05% 0.05% Less than $10,000
0.10% 0.10% $10,000 - $24,999
0.15% 0.15% $25,000 - $49,999
0.20% 0.20% $50,000+

Advantage Money Market***

0.10% 0.10% Less than $10,000
0.15% 0.15% $10,000 - $49,999
0.20% 0.20% $50,000 - $99,999

0.25%

0.25%

$100,000 - $249,999

0.30%

0.30%

$250,000+

*Minimum balances may apply, refer to Truth-in-Savings disclosure for details.
**Annual Percentage Yield. Accurate as of April 17, 2020.
***To qualify for bolded APY's must have a checking account, direct deposit, and E-Statements if younger than 55.


Share Certificates & IRA's

Term*

Dividend Rate APY** Minimum Balance to Earn APY
6 months 0.10% 0.10% $1,000/$2,000 for IRA's
9 months 0.10% 0.10% $1,000/$2,000 for IRA's
12 months 0.15% 0.15% $1,000/$2,000 for IRA's 
18 months 0.20% 0.20% $1,000/$2,000 for IRA's 
24 months 0.25% 0.25% $1,000/$2,000 for IRA's
36 months 0.35% 0.35% $1,000/$2,000 for IRA's
48 months 0.40% 0.40% $1,000/$2,000 for IRA's

*Minimum balances may apply, refer to Truth-in-Savings disclosure for details.
**Annual Percentage Yield. Accurate as of April 17, 2020.
A penalty will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings.


How to Open a Share Account (Current Members)

Checking, Certificates, or Money Market Accounts

  1. Login to Home Banking
  2. Select "Services" tab
  3. Click "Continue" for Open a Deposit Account

Savings and IRA Accounts


Opening a Share Account (New Members)

Open Account Online


Dividend rates are subject to change and APY's are accurate as of April 17, 2020. A penalty will be assessed for early withdrawals on Certificates. Fees imposed may reduce actual earnings.Federally insured by the National Credit Union Administration (NCUA)