Share Rates

Account*	Dividend Rate	APY**	Minimum Balance to Earn APY
Regular & Special Savings	0.10%	0.10%	$250
Youth Savings Account	.99%	1.00%	Balances up to $9,999.99
Holiday & Vacation Club	0.10%	0.10%	$250
IRA Passbook	0.20%	0.20%	$2,000
Security+ Checking***	9.57%	10.00%	Up to $2,500, see below for additional details
Piggy Bank Savings	2.96%	3.00%	Only available for members with Security + Checking
Business Checking	0.00%	0.00%	$2,000
Minimum balances may apply. Annual Percentage Yield. Accurate as of December 1, 2019. To qualify for APY, must be a new checking, and no checking relationship in the prior 12 months, and must meet certain account requirements. Refer to Truth-in-Savings** disclosure for additional information.

Account*	Dividend Rate	APY**	Minimum Balance to Earn APY
Premium Money Market	0.10%	0.10%	Less than $10,000
	0.15%	0.15%	$10,000 - $24,999
	0.20%	0.20%	$25,000 - $49,999
	0.30%	0.30%	$50,000+
Advantage Money Market***	0.10%	0.10%	Less than $10,000
	0.30%	0.30%	$10,000 - $49,999
	0.50%	0.50%	$50,000 - $99,999
	0.75%	0.75%	$100,000 - $249,999
	1.24%	1.25%	$250,000+
Minimum balances may apply, refer to Truth-in-Savings* disclosure for details. Annual Percentage Yield. Accurate as of December 1, 2019. *To qualify for APY's must have a checking account, direct deposit, and E-Statements if younger than 55.

Term*	Dividend Rate	APY**	Minimum Balance to Earn APY
9 - 18 months	1.44%	1.45%	$1,000/$2,000 for IRA's
9 - 18 months	1.49%	1.50%	$100,000 minimum
Minimum balances may apply, refer to Truth-in-Savings* disclosure for details. **Annual Percentage Yield. Accurate as of December 1, 2019. A penaly will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings.

Term*

Dividend Rate

APY**

Minimum Balance to Earn APY

1.44%

$1,000/$2,000 for IRA's

*Minimum balances may apply, refer to Truth-in-Savings disclosure for details.

**Annual Percentage Yield. Accurate as of December 1, 2019.

A penaly will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings.

Term*	Dividend Rate	APY**	Minimum Balance to Earn APY
6 months	0.20%	0.20%	$1,000/$2,000 for IRA's
9 months	0.50%	0.50%	$1,000/$2,000 for IRA's
12 months	0.80%	0.80%	$1,000/$2,000 for IRA's
18 months	0.90%	0.90%	$1,000/$2,000 for IRA's
24 months	0.99%	1.00%	$1,000/$2,000 for IRA's
36 months	1.09%	1.10%	$1,000/$2,000 for IRA's
48 months	1.19%	1.20%	$1,000/$2,000 for IRA's
Minimum balances may apply, refer to Truth-in-Savings* disclosure for details. **Annual Percentage Yield. Accurate as of December 1, 2019. A penalty will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings.

Dividend rates are subject to change and APY's are accurate as of December 1, 2019.