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Share Rates

Savings & Checking

Account* Dividend Rate APY** Minimum Balance to Earn APY
Regular & Special Savings 0.10% 0.10% $250
Youth Savings Account 1.10% 1.11% Balance up to $9,999.99
Christmas & Vacation Club 0.10% 0.10% $250
IRA Passbook 0.30% 0.30% $2,000
Advantage Checking 0.10% 0.10% $1,000
Business Checking 0.10% 0.10% $2,000

*Minimum balances may apply, refer to Truth-in-Savings disclosure for details

**APY=Annual Percentage Yield. Accurate as of November 1, 2018.

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Money Markets

Account* Dividend Rate APY** Minimum Balance to Earn APY

Premium Money Market

0.10% 0.10% Less than $10,000
0.15% 0.15% $10,000 - $24,999
0.20% 0.20% $25,000 - $49,999
0.30% 0.30% $50,000+

Advantage Money Market***

0.10% 0.10% Less than $10,000
0.50% 0.50% $10,000 - $49,999
0.75% 0.75% $50,000 - $99,999

1.00%

1.01%

$100,000+

1.50%

1.51%

$250,000+

*Minimum balances may apply, refer to Truth-in-Savings disclosure for details

**APY=Annual Percentage Yield. Accurate as of November 1, 2018.

***To qualify for APY's must have a checking account, direct deposit, and E-Statements if younger than 55.

OPEN ACCOUNT


Share & IRA Certificates

Term* Dividend Rate APY** Minimum Balance to Earn APY
6 months 0.20% 0.20% $1,000/$2,000 for IRA's

9 mo. SPECIAL

1.98%

2.00%

$1,000/$2,000 for IRA's (new money only)
12 months 0.85% 0.85% $1,000/$2,000 for IRA's

18 mo. SPECIAL

2.57%

2.60%

$1,000/$2,000 for IRA's (new money only)
24 months 1.15% 1.16% $1,000/$2,000 for IRA's

36 mo. SPECIAL

2.96%

3.00%

$1,000/$2,000 for IRA's (new money only)
48 months 1.25% 1.26% $1,000/$2,000 for IRA's

*Minimum balances may apply, refer to Truth-in-Savings disclosure for details

**APY=Annual Percentage Yield. Accurate as of November 1, 2018.

A penaly will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings.

Dividend rates are subject to change and APY's are accurate as of November 1, 2018.

Federally insured by the National Credit Union Administration (NCUA)