| Account* | Dividend Rate | APY** | Minimum Balance to Earn APY |
|---|---|---|---|
| Regular & Special Savings | 0.10% | 0.10% | $250 |
| Youth Savings Account | 1.10% | 1.11% | Balance up to $9,999.99 |
| Christmas & Vacation Club | 0.10% | 0.10% | $250 |
| IRA Passbook | 0.30% | 0.30% | $2,000 |
| Advantage Checking | 0.10% | 0.10% | $1,000 |
| Business Checking | 0.10% | 0.10% | $2,000 |
|
*Minimum balances may apply, refer to Truth-in-Savings disclosure for details **APY=Annual Percentage Yield. Accurate as of October 1, 2018. |
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| Account* | Dividend Rate | APY** | Minimum Balance to Earn APY |
|---|---|---|---|
|
Premium Money Market |
0.10% | 0.10% | Less than $10,000 |
| 0.15% | 0.15% | $10,000 - $24,999 | |
| 0.20% | 0.20% | $25,000 - $49,999 | |
| 0.30% | 0.30% | $50,000+ | |
|
Advantage Money Market*** |
0.10% | 0.10% | Less than $10,000 |
| 0.50% | 0.50% | $10,000 - $49,999 | |
| 0.75% | 0.75% | $50,000 - $99,999 | |
1.00% |
1.01% |
$100,000+ | |
1.50% |
1.51% |
$250,000+ | |
|
*Minimum balances may apply, refer to Truth-in-Savings disclosure for details **APY=Annual Percentage Yield. Accurate as of October 1, 2018. ***To qualify for APY's must have a checking account, direct deposit, and E-Statements if younger than 55. |
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| Term* | Dividend Rate | APY** | Minimum Balance to Earn APY |
|---|---|---|---|
| 6 months | 0.20% | 0.20% | $1,000/$2,000 for IRA's |
| 9 months | 0.50% | 0.50% | $1,000/$2,000 for IRA's |
| 12 months | 0.85% | 0.85% | $1,000/$2,000 for IRA's |
15 mo. SPECIAL |
2.15% |
2.16% |
$1,000/$2,000 for IRA's (new money only) |
| 18 months | 1.10% | 1.11% | $1,000/$2,000 for IRA's |
| 24 months | 1.15% | 1.16% | $1,000/$2,000 for IRA's |
30 mo. SPECIAL |
2.30% |
2.32% |
$1,000/$2,000 for IRA's (new money only) |
| 36 months | 1.20% | 1.21% | $1,000/$2,000 for IRA's |
| 48 months | 1.25% | 1.26% | $1,000/$2,000 for IRA's |
|
*Minimum balances may apply, refer to Truth-in-Savings disclosure for details **APY=Annual Percentage Yield. Accurate as of October 1, 2018. A penaly will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings. |
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Dividend rates are subject to change and APY's are accurate as of October 1, 2018.