First Community Credit Union Share Rates

Savings & Checking

Account*	Dividend Rate	APY**	Minimum Balance to Earn APY
Regular & Special Savings	0.05%	0.05%	$250
Youth Savings Account	0.50%	0.50%	Balances up to $9,999.99
Holiday & Vacation Club	0.05%	0.05%	$250
IRA Passbook	0.05%	0.05%	$2,000 or greater
Security+ Checking***	1.48%	1.50%	Up to $2,500, see below for additional details
Piggy Bank Savings	1.48%	1.50%	Only available for members with Security+ Checking
Business Checking	0.00%	0.00%	$2,000
Minimum balances may apply. Annual Percentage Yield. Accurate as of April 17, 2020. To qualify for APY must have at least 15 posted debit card transactions monthly. Refer to Truth-in-Savings** disclosure for additional information.

Money Market Accounts

Account*	Dividend Rate	APY**	Minimum Balance to Earn APY
Premium Money Market	0.05%	0.05%	Less than $10,000
	0.10%	0.10%	$10,000 - $24,999
	0.15%	0.15%	$25,000 - $49,999
	0.20%	0.20%	$50,000+
Advantage Money Market***	0.10%	0.10%	Less than $10,000
	0.15%	0.15%	$10,000 - $49,999
	0.20%	0.20%	$50,000 - $99,999
	0.25%	0.25%	$100,000 - $249,999
	0.30%	0.30%	$250,000+
Minimum balances may apply, refer to Truth-in-Savings* disclosure for details. Annual Percentage Yield. Accurate as of April 17, 2020. *To qualify for bolded APY's must have a checking account, direct deposit, and E-Statements if younger than 55.

Share Certificates & IRA's

Term*	Dividend Rate	APY**	Minimum Balance to Earn APY
6 months	0.10%	0.10%	$1,000/$2,000 for IRA's
9 months	0.10%	0.10%	$1,000/$2,000 for IRA's
12 months	0.20%	0.20%	$1,000/$2,000 for IRA's
18 months	0.25%	0.25%	$1,000/$2,000 for IRA's
24 months	0.35%	0.35%	$1,000/$2,000 for IRA's
36 months	0.45%	0.45%	$1,000/$2,000 for IRA's
48 months	0.55%	0.55%	$1,000/$2,000 for IRA's
Minimum balances may apply, refer to Truth-in-Savings* disclosure for details. **Annual Percentage Yield. Accurate as of April 17, 2020. A penalty will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings.

How to Open a Share Account (Current Members)

Checking, Certificates, or Money Market Accounts

Login to Home Banking
Select "Services" tab
Click "Continue" for Open a Deposit Account

Savings and IRA Accounts

Please call or visit your local FirstCCU branch to open a savings or IRA account

Opening a Share Account (New Members)

Open Account Online

Dividend rates are subject to change and APY's are accurate as of April 17, 2020. A penalty will be assessed for early withdrawals on Certificates. Fees imposed may reduce actual earnings.Federally insured by the National Credit Union Administration (NCUA)