First Community Credit Union Share Rates

Savings & Checking

Account*	Dividend Rate	APY**	Minimum Balance to Earn APY
Regular & Special Savings	0.05%	0.05%	$250
Youth Savings Account	0.50%	0.50%	Balances up to $9,999.99
Holiday & Vacation Club	0.05%	0.05%	$250
IRA Passbook	0.05%	0.05%	$2,000 or greater
Security+ Checking***	0.99%	1.00%	Up to $2,500, see below for additional details
Piggy Bank Savings	1.48%	1.50%	Only available for members with Security+ Checking
Business Checking	0.00%	0.00%	$2,000
Minimum balances may apply. Annual Percentage Yield. Accurate as of January 1, 2022. To qualify for APY must have at least 15 posted debit card transactions monthly. Refer to Account Disclosure Rate Supplement and Schedule of Fees and Charges** disclosure for additional information.

Account*	Dividend Rate	APY**	Minimum Balance to Earn APY
Premium Money Market	0.05%	0.05%	Less than $10,000
	0.07%	0.07%	$10,000 - $24,999
	0.125%	0.125%	$25,000 - $49,999
	0.175%	0.175%	$50,000+
Advantage Money Market***	0.05%	0.05%	Less than $10,000
	0.10%	0.10%	$10,000 - $49,999
	0.15%	0.15%	$50,000 - $99,999
	0.20%	0.20%	$100,000 - $249,999
	0.25%	0.25%	$250,000+
Minimum balances may apply, refer to Account Disclosure Rate Supplement and Schedule of Fees and Charges* disclosure for details. Annual Percentage Yield. Accurate as of January 25, 2022. *To qualify for bolded APY's must have a checking account, direct deposit, and E-Statements if younger than 55.

Term*	Dividend Rate	APY**	Minimum Balance to Earn APY
6 months	0.05%	0.05%	$1,000/$2,000 for IRA's
9 months	0.07%	0.07%	$1,000/$2,000 for IRA's
12 months	0.10%	0.10%	$1,000/$2,000 for IRA's
18 months	0.15%	0.15%	$1,000/$2,000 for IRA's
24 months	0.20%	0.20%	$1,000/$2,000 for IRA's
36 months	0.30%	0.30%	$1,000/$2,000 for IRA's
48 months	0.35%	0.35%	$1,000/$2,000 for IRA's
12 months	0.500%	0.50%	$1,000/$2,000 for IRA's - New Money Only
24 months	0.995%	1.00%	$1,000/$2,000 for IRA's - New Money Only
Minimum balances may apply, refer to Account Disclosure Rate Supplement and Schedule of Fees and Charges* disclosure for details. Annual Percentage Yield. Accurate as of January 25, 2022 A penalty will be assessed for early withdrawals on certificates. Fees imposed may reduce actual earnings. * To qualify for APY, must have at least 15 debit card transactions per month. Please refer to our Truth-in-Savings Disclosure for additional information. Federally Insured by the National Credit Union Administration (NCUA) to at least $250,000.