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Loan Rates

Auto, Cycle, RV & Boat

Year Terms Rates as low as*
2019-2016 Up to 72 months 3.39%
New Only 73-96 months 4.09%
RV's Only 120-144 months 4.99%
2015-2011 Up to 72 months 3.49%
2010-2008 Up to 60 months 4.49%
2007 & Older Up to 36 months 6.89%
*Rates subject to change and based on credit worthiness.

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Other Secured

  Terms Rates as low as*
Share Secured Up to 48 months +3.00% over regular share rate
Unsecured Term Up to 48 months 10.99%
*Rates subject to change and based on credit worthiness.

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First Mortgages

Please contact Kristi Amenda at 608-313-3382 or Judy Short at 815-316-3052

Rates for Investment, Rental, and Land/Lot loans available upon request.

Online Mortgage Center


Second Mortgages 

  Terms Rates as low as*

2nd Mortgage

Fixed Rate

Up to 60 months 4.50%
Up to 120 months 5.00%
HELOC Up to 120 months WSJ Prime + 2.00% to 3.00%**

*Rates subject to change and based on credit worthiness.

**Based on the Wall Street Journal Prime rate plus disclosed margin.

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Lines of Credit

  Rates as low as*
Unsecured LOC Fixed Rate 9.99%
VISA CC Fixed Rate 9.99%
*Rates subject to change and based on credit worthiness

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Credit Cards read more

Take advantage of our low introductory rate of 3.99% APR for 12 months plus no balance transfer fees!

Apply Online! read more

Let us help finance your dreams... Apply online now for an auto, personal or recreational vehicle loan!

Mobile Banking read more

Check out how you can text, use your mobile browser or download our new TouchBanking app to keep track of your account!