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Loan Rates

First Community Credit Union Loan Rates

View all of our loan rates or contact a local member service representative for more information.


Secured Loan Rates

Year Terms APR* as low as

Automobiles

2018-2021

 

 

($25,000 minimum)

Up to 60 months 2.49%
Up to 72 months 2.49%
Up to 84 months 3.49%
2014-2017 Up to 72 months 2.49%
2012-2013 Up to 60 months 3.49%
2010-2011 Up to 48 months 5.49%

Recreational Vehicles

2018-2020

 

Up to 60 months 3.99%
Up to 72 months 4.49%
2016-2017 up to 72 months 4.49%
2010-2015 up to 48 months 6.49%

Travel Trailers & Boats

2018-2020

($30,000 min & 10% down)

up to 96 months 5.49%
up to 180 months 6.49%

*Annual Percentage Rate. Rate and length of term may vary by year and mileage. Rates above include .50% discount for preferred members, see MSR for details. Other credit qualifications may apply. Rates subject to change and based on creditworthiness. APR effective as of December 1, 2020.

Type Terms APR* as low as
Share Secured Up to 48 months +3.00% over regular share rate
Unsecured Term Up to 48  months 7.99%
*Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on creditworthiness. Rates effective as of November 15, 2020.

Lines of Credit (LOC)

Type APR* as low as
Kwik Cash (Unsecured LOC) Fixed-Rate 9.99%
VISA Credit Card Fixed-Rate 9.99%
*Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on creditworthiness. Rates effective as of November 1, 2020.

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First Mortgage Loans and Refinances

Due to the nature of mortgage rates, please visit our mortgage page and contact one of our mortgage specialists for rates.

Home Equity Products 

Type Terms APR* as low as

Home Equity Loan

Fixed-Rate

No Closing Costs

Up to 60 months 3.75%
Up to 120 months 3.99%
Home Equity Line of Credit (HELOC) Up to 120 months WSJ Prime -1.00%**

*Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on creditworthiness. 

**Based on the Wall Street Journal Prime rate plus a disclosed margin.

Rates effective as of November 15, 2020.

Apply for Home Equity Loan

Apply for Home Equity Line of Credit (HELOC)


Credit Cards read more

Take advantage of our low introductory rate of 3.99% APR for 12 months plus no balance transfer fees!

Apply Online read more

Open an account, apply for a loan or credit card today!

Mobile Banking read more

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