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Loan Rates

Year Terms1 APR* as low as

Automobiles

2018-2020

 

 

($25,000 minimum)

Up to 60 months 2.79%
Up to 72 months 3.09%
Up to 84 months 3.29%
2013-2017 Up to 60 months 3.49%
Up to 72 months 3.99%
2008-2012 Up to 48 months 5.49%

Recreational Vehicles & Boats

2017-2020

($30,000 min & 10% down)

Up to 96 months 5.49%
Up to 180 months 6.49%
1Non-automobiles less than 85 months add 1% to Automobile rate. Jet skis and snowmobiles require 20% down payment.

*Annual Percentage Rate. APR shown includes .50% discount for preferred member pricing. Rate and length of term may vary by year and mileage. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. APR accurate as of October 15, 2019.

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Learn how GAP saves you money.


Other Secured

Type Terms APR* as low as
Share Secured Up to 48 months +3.00% over regular share rate
Unsecured Term Up to 48 months 6.99%
*Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. Rates accurate as of October 15, 2019.

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First Mortgages

Janesville - Call Pat Knoble at (608) 758-4530 or email pknoble@firstccu.com

Monroe - Call Debbie Watson at (608) 329-7800 or email dwatson@firstccu.com

Beloit - Call Leslie Hass at (608) 313-3382 or email lhass@firstccu.com

Rockford - Call George Pleshkewych at (815) 316-3052 or email gpleshkewych@firstccu.com

Rates for Investment, Rental, and Land/Lot loans available upon request.

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Home Equity Products 

Type Terms APR* as low as

Home Equity Loan

Fixed Rate

No Closing Costs

Up to 60 months 4.75%
Up to 120 months 5.25%
Home Equity Line of Credit Up to 120 months WSJ Prime -1.00%**

*Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. 

**Based on the Wall Street Journal Prime rate plus disclosed margin.

Rates accurate as of October 15, 2019.

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APPLY FOR LINE OF CREDIT (HELOC)

Not sure which option is best for you? Just give us a call today at (608) 362-9077


Lines of Credit

Type APR* as low as
Unsecured LOC Fixed Rate 9.99%
VISA CC Fixed Rate 9.99%
*Annual Percentage Rate. Other credit qualifications may apply. Rates subject to change and based on credit worthiness. Rates accurate as of October 15, 2019.

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 Federally insured by the National Credit Union Administration (NCUA) 

Credit Cards read more

Take advantage of our low introductory rate of 3.99% APR for 12 months plus no balance transfer fees!

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