Skip-a-Pay

To qualify for FirstCCU’s Skip-a-Pay program:

Skip-a-Pay promo is for December payments only
Your loan must be in good standing
6 full monthly payments must be made before the 1st request is granted
After 6 months, only one payment can be deferred for every three payments made
Maximum number of skip-a-pays/deferrals allowed for any loan term is 6
All signers on the loan are required to sign the Holiday Skip-a-payment form
Not valid on Credit Cards, Mortgages, Second Mortgages, or Home Equity Line of Credit, new loans with less than 6 payments made and loans that are not in good standing due to Bankruptcy or a history of delinquency will not qualify.
You must make your November 2023 loan payment before submitting a request

---> Apply within 30 Days of your December Payment Due Date <---

Loans with two signers or a co-signer?

You must BOTH sign the Holiday Skip-A-Payment form and return to skips @firstccu.com or drop it off at any FirstCCU location.

Log in to Online Banking
Click on the “Skip Payment” tab
Click “Continue” next to the Skip a Loan Payment option
Check the box next to the loan you would like to skip
Click “Submit.” Your next loan payment will now skip
Remember to turn off any automatic payments with FirstCCU or any other financial institution
FirstCCU will confirm your approval or denial within 5 business days to the email address on file

OR
Log in to the FirstCCU Mobile App and click 'Skip Payment' located on the drop-down (3 horizontal lines - top left) to get started.

If you need assistance completing your Skip-a-Pay, please call 608-313-3389 or email skips@firstccu.com