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Skip-a-Pay

It's Chill Time. Not Bill Time. The Skip-a-Pay program allows you to skip your December 2023 payment*. 

To qualify for FirstCCU’s Skip-a-Pay program:

  • Skip-a-Pay promo is for December payments only
  • Your loan must be in good standing
  • 6 full monthly payments must be made before the 1st request is granted
  • After 6 months, only one payment can be deferred for every three payments made
  • Maximum number of skip-a-pays/deferrals allowed for any loan term is 6
  • All signers on the loan are required to sign the Holiday Skip-a-payment form
  • Not valid on Credit Cards, Mortgages, Second Mortgages, or Home Equity Line of Credit, new loans with less than 6 payments made and loans that are not in good standing due to Bankruptcy or a history of delinquency will not qualify.
  • You must make your November 2023 loan payment before submitting a request

---> Apply within 30 Days of your December Payment Due Date <---


Loans with two signers or a co-signer?

You must BOTH sign the Holiday Skip-A-Payment form and return to skips@firstccu.com or drop it off at any FirstCCU location.

Ready to Skip-a-Pay?

Available if you are the ONLY signer on the loan

  1. Log in to Online Banking 
  2. Click on the “Skip Payment” tab
  3. Click “Continue” next to the Skip a Loan Payment option
  4. Check the box next to the loan you would like to skip
  5. Click “Submit.” Your next loan payment will now skip
  6. Remember to turn off any automatic payments with FirstCCU or any other financial institution
  7. FirstCCU will confirm your approval or denial within 5 business days to the email address on file 

OR
Log in to the FirstCCU Mobile App and click 'Skip Payment' located on the drop-down (3 horizontal lines - top left) to get started.

If you need assistance completing your Skip-a-Pay, please call 608-313-3389 or email skips@firstccu.com

*FirstCCU will make every effort to pause auto-drafted payments.  Excludes Real Estate Loans.
Available until 1/15/24.  Hard copy application available upon request only. 2023 Holiday Skip-a-Payment Agreement form.  

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