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Personal and Student Loans

FirstCCU Personal Loans

Whether you’re looking to consolidate debt or simply need funds for personal use, we have flexible options that make your new loan affordable with competitively low rates.

  • Fixed-term Signature loans
    • With flexible term lengths, we can make sure this new payment fits into your monthly budget
  • Kwik-Cash loans
    • Prefer to have a line of credit available? Kwik-Cash loans allow you to take cash advances or simply transfer available funds into your FirstCCU checking account.  Payments are as low as $20.00 a month and there is no monthly fee. Payments can be made online, at any branch or via TellerPhone.
  • Credit Cards: View more information about FirstCCU's VISA Platinum Credit Card

Contact your nearest FirstCCU branch or apply online today!

Loan Rates   Apply Online


The Smart Option Student Loan® by Sallie Mae®

Now you can pay for college the smart way with competitive interest rates and three great repayment options! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. Available for those attending degree-granting institutions. 

  • Competitive Interest Rates
    • Fixed and variable interest rates are available for both undergraduate and graduate students.
  • 3 Repayment Options
    • Choose from three repayment options, giving you even more flexibility.
  • No Origination Fees or Prepayment Penalties
    • Fewer fees and penalties mean less to worry about.
  • Option to Add a Cosigner
    • Applying with a creditworthy cosigner may help you qualify for a lower rate.
  • Get the money you need
    • Borrow up to 100% of the school-certified cost of attendance.

Get Started

Credit Cards read more

Take advantage of our low introductory rate of 3.99% APR for 12 months plus no balance transfer fees!

Mortgage Loans read more

We have great home equity rates... Open a HELOC or Home Equity Loan today!

Mobile Banking read more

Download the FirstCCU Mobile App to access your account 24/7!