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Credit Card

FirstCCU Rewards Credit Card





  • 1% Cash Back on Eligible Transactions
  • 0% APR* on Credit Card Purchases for the First 6 months
  • 5.99% Interest Rate for Balance Transfers and Cash Advances for 1 Full Year
  • No Annual Fee
  • Fully Integrated with Online Banking and the FirstCCU Mobile App
    - View Pending Transactions, Payment History, and Easily Make Payments
  • Enable and Disable Card through the FirstCCU Mobile App


*The introductory APR for purchases is 0% APR and will apply for a period of 6 billing cycles from account opening. The introductory APR will apply to transactions posted to your account during the first 6 months following the opening of the account. After that, your rate will go to the rate of 9.9% – 19.9% APR, based on your creditworthiness. Current FirstCCU credit card balances are not eligible for the balance transfer introductory rate. Your actual APR rate is based on, but not limited to, creditworthiness factors, current market conditions and other factors that the credit union in its discretion believes are relevant in determining the appropriate APR.  See your member service representative for further details.
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Review Consumer Credit Card Agreement

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Get Paid 2 Days Early

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4.60% APY* for 9 Months