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Auto/Recreational Vehicle Loans

New/Used Auto Loans

No matter if you’re looking at a small loan for your child’s first car or upgrading your current vehicle, we offer affordable financing for both new and used vehicles! We also can refinance any current loans you have at other institutions which can mean big savings for you! See below for an example.

Refinance and Save Big

Example: $25,000 Loan*
Rate Term Monthly Payment
Current Loan at Other Financial Institution 6.99% APR* 60 months $494.98
Loan Refinanced with FirstCCU 3.99% APR* 60 months $460.19
  Savings on your Monthly Payment $34.79
  Total savings over the life of the loan $2,080.32

Rates are currently as low as 3.99% APR* for up to 75 months!


New/Used Recreational Vehicle loans

We finance more than just autos.  We don’t charge higher rates on recreational vehicles—the rates are the same as our auto loans!   We offer financing for:

  • Cycles
  • Travel Trailers
  • Boats
  • ATVs & UTVs
  • Snowmobiles
  • Compact/utility tractors
  • other personal hard goods


Apply Online     Call your nearest branch for a rate quote   Loan Calculator

SHOP LOCAL  —Check out our preferred local dealerships!

Loan Protection

Protect yourself and your credit. Talk to your loan officer to make sure your loan is protected with: 

GAP (Guaranteed Asset Protection)

As vehicles get older they depreciate in value.  So if during the term of your loan your vehicle is stolen or damaged and deemed a total loss, you are responsible to pay the difference between what you owe and what the insurance company says your vehicle is worth. GAP helps cover the difference, potentially saving you thousands of dollars.

Extended Warranty

When buying a vehicle there’s always a chance of having a mechanical breakdown. Repairs can be very expensive but with a vehicle service contract you can add protection against the high cost of vehicle repairs and in some cases eliminate the cost altogether. Vision Warranties are a member of the Allstate family of companies. Warranties are available with your choice of coverages/deductible amounts. 

Debt Protection

Depending on the package you select, debt protection can postpone or cancel the principal and interest portion of your loan payment (up to the agreement maximum) if you become involuntarily unemployed or disabled. It can also cancel your loan (up to the agreement maxiumum) in the event of loss of life.


*APR=Annual Percentage Rate. Rate and length of term may vary by model. Other credit qualifications may apply.