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Individual Retirement Accounts (IRA)

Boost your retirement savings and benefit from tax advantages.

First Community Credit Union Individual Retirement Accounts (IRA)

In a few easy steps, FirstCCU can start your new IRA or transfer your existing IRA account from another financial institution. Invest your funds in a flexible IRA Passbook Savings account or lock in your funds for a higher rate on an IRA Certificate.

We offer two types of IRAs: Roth and Traditional IRA accounts. To help you make the right choice we advise that you speak with your tax advisor first to see which option is best for your personal situation. 

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How to Open Your IRA Account

Call or stop into any branch location to begin the process of opening an IRA account.  To qualify for membership you must live or work in Southern Wisconsin or Northern Illinois and open a $5.00 Primary Savings (share) account to become a member.

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Click here for the Share Insurance Estimator to learn how share insurance rules apply to your accounts—what's insured and what portion (if any) exceeds coverage limits.

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Take advantage of our low introductory rate of 3.99% APR for 12 months plus no balance transfer fees!

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Download the FirstCCU Mobile App to access your account 24/7!

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Open an account, apply for a loan or credit card today!