First Community Credit Union's Security+ Checking Account
**Any new Security+ Checking Account will receive a FREE 90 day trial period for members to try out the benefits risk-free!
*Now thru 4/30/20 - ATM Refunds up to $30 Per Month for Security+ Checking Accounts.
|Basic Checking||Security+ Checking|
|Free Visa Debit Card||✔||✔|
|Eligible for Overdraft Protection Program2||✔||✔|
|FREE FirstCCU Mobile App||✔||✔|
|ATM Fee Refunds*||✔|
|Cell Phone Protection||✔|
|Piggy Bank Savings||✔|
|Free Boxes of Checks||✔|
|Security+ Checking Features||Benefit to you|
|Earn up to 3% APY* Balances up to $2,5001||Earn 3% APY interest with dividends paid on monthly checking account balances up to $2,500.|
|ATM Refunds up to $30 per month||Receive refunds on fees incurred on non-FirstCCU ATM transactions nationwide, up to $30 per month|
|Cell Phone & Tablet Protection||Covers up to $400 of replacement or repair costs if stolen or damaged; up to 2 claims per year; $ 50 deductible covers first 4 devices listed on cell bill. Cell bill must be paid through Security+ Checking|
|$10,000 in ID Theft Protection||Receive up to $10,000 to help pay expenses, clear your name, and repair damaged credit, should you become the victim of identity theft.|
|Fraud Prevention & Resolution Services||Should you suffer identity theft, your very own consumer fraud specialist will help you every step of the way until your identity is restored.|
|Credit File Monitoring*||Daily credit file monitoring and automated alerts of key changes to your Experian credit report. Alerts are sent via email or text message. Registration and activation required.|
|Travel & Leisure Discounts*||Discounts from local/national businesses redeemable online or from your mobile device giving you instant savings anywhere, and anytime. Registration and activation required|
|Shopping RewardsTM (online only)||Exclusive offers and discounts at thousands of online retailers. Receive cashback towards future purchases or paid directly to you. Registration and activation required. Online only.|
|Health Discount Savings||Receive savings on prescription, vision, and dental services. This is NOT insurance. Registration and activation required.|
|Unlimited E-Banking Services||24/7 access to your accounts via FirstCCU Mobile App, Online Home banking & Bill Pay|
|2 Free Boxes of Checks Per Year||Write as many checks as you want and receive 2 free boxes of checks per year.|
|Overdraft Protection||Overdraft protection options available, including Overdraft Privilege Program (ODP)2 .|
|Shared Branching Services||Free access to your account via over 5,600 shared branching credit union locations nationwide.|
Want to get started or have questions or concerns about the account? Contact your local member service representative at your local FirstCCU branch!
The EClub portal gives you access to benefits to make your financial world more secure with Identity Theft Expense Reimbursement Coverage; Comprehensive Identity Resolution Services; Credit File Monitoring (Registration/Activation required); Cellular Telephone Protection as well as money savings benefits right at your fingertips through the Travel and Leisure Discount membership (Registration/Enrollment required), $hopping Rewards™ (Available online only. Registration/Activation required), and Health Discount Savings (Registration/Activation required and is not insurance).