Loading First Community Credit Union

Security+ Checking Account

First Community Credit Union's Security+ Checking Account

FirstCCU's Security+ Checking Account

Open a Security+ Checking Account from the comfort of your home to receive a FREE 90 day trial + $150 Cash Back!**
Download SPC Promotion - Valid 5/1/20-6/30/20

Open and Start Saving Today!


Why should I choose Security+ Checking?

Compare between Basic Checking

Check out the Total Benefit Guide  


Benefits of the Security+ Checking Account include:

  • Earn Interest* on Balances up to $2,5001 
  • ATM Refunds*
  • Loan Discounts 
  • Fraud Prevention & Resolution Services 
  • Credit File Monitoring*
  • Cell Phone & Tablet Protection
  • Travel & Leisure Discounts* 
  • $10,000 in ID Theft Protection
  • $hopping RewardsTM (available online only)* 
  • Health Discount Savings* 
  • 2 Free Boxes of Checks per year 
  • Maintain $2,500 average balance and the monthly cost is waived! 

View the Security+ Checking Value Sheet:

firstccu security+ checking value sheet

 

 

 

 

 

 

 

 


FirstCCU Basic/Free Checking Vs. Security+ Checking

  Basic Checking Security+ Checking
Free Visa Debit Card
Eligible for Overdraft Protection Program2
FREE FirstCCU Mobile App
Online Banking
ATM Fee Refunds*  
Cell Phone Protection  
Earns Interest  
$hopping Rewards  
Piggy Bank Savings  
Free Boxes of Checks  
Loan Discounts  

 

Security+ Checking Account's Benefit Guide

Security+ Checking Features Benefit to you
Earn up to 1.5% APY* Balances up to $2,5001 Earn 1.5% APY interest with dividends paid on monthly checking account balances up to $2,500.
ATM Refunds up to $10 per month Receive refunds on fees incurred on non-FirstCCU ATM transactions nationwide, up to $10 per month
Cell Phone & Tablet Protection Covers up to $400 of replacement or repair costs if stolen or damaged; up to 2 claims per year; $ 50 deductible covers first 4 devices listed on cell bill. Cell bill must be paid through Security+ Checking
$10,000 in ID Theft Protection Receive up to $10,000 to help pay expenses, clear your name, and repair damaged credit, should you become the victim of identity theft.
Fraud Prevention & Resolution Services Should you suffer identity theft, your very own consumer fraud specialist will help you every step of the way until your identity is restored.
Credit File Monitoring* Daily credit file monitoring and automated alerts of key changes to your Experian credit report. Alerts are sent via email or text message. Registration and activation required.
Travel & Leisure Discounts* Discounts from local/national businesses redeemable online or from your mobile device giving you instant savings anywhere, and anytime. Registration and activation required
Shopping RewardsTM (online only) Exclusive offers and discounts at thousands of online retailers. Receive cashback towards future purchases or paid directly to you. Registration and activation required. Online only.
Health Discount Savings Receive savings on prescription, vision, and dental services. This is NOT insurance. Registration and activation required.
Unlimited E-Banking Services 24/7 access to your accounts via FirstCCU Mobile App, Online Home banking & Bill Pay
2 Free Boxes of Checks Per Year Write as many checks as you want and receive 2 free boxes of checks per year.
Overdraft Protection Overdraft protection options available, including Overdraft Privilege Program (ODP)2 .
Shared Branching Services Free access to your account via over 5,600 shared branching credit union locations nationwide.
Loan Discounts Get a 0.50% discount on certain loans with perferred member pricing.

Open Checking Account (New Members)

APPLY TODAY

Want to get started or have questions or concerns about the account? Contact your local member service representative at your local FirstCCU branch!


* APY = Annual Percentage Yield. APYs accurate as of 5/1/20. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during qualification cycle will be reimbursed up to a $10maximum credited to the account on or about the 5th day of the next month. Valid thru 5/31/20.  “Qualification cycle” is equal to one calendar month or first day of the current statement cycle through the last day of the current statement cycle.
¹ For checking accounts balances $2,500.00 or less the APY received will depend on the number of debit card transactions posted during the statement cycle. If 15 or more debit card transactions are posted during the statement cycle the APY is 1.5%. If less than 15 debit card transactions are posted during the statement cycle the APY is 0.05%. Balances of $2,500.01 and higher earn 0.05% APY. Qualifying transactions must post to and clear account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear an account. “Qualification cycle” is equal to one calendar month or first day of the current statement cycle through the last day of the current statement cycle. ATM transactions do not count as qualifying debit card transactions required to earn rewards, but any retail debit card transaction does (PIN-based or signature-based). Membership eligibility required with $5 pledge in savings.
**For new checking accounts, defined as the member not having a checking account within the last 12 months.   2 Overdraft Privilege Program (ODP) is not a loan or a line of credit and is only available to accounts that meet qualification criteria.

Refer to our Truth-in-Savings disclosure for full details on product requirements and terms. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.

checking account eclub

 

 

 
 

Your savings starts here! As an established Security+ Checking account holder just register with the Access Code you received with your Security+ Checking documentation. These benefits are accessible 24/7.

CLICK HERE TO ACCESS ECLUB PORTAL

The EClub portal gives you access to benefits to make your financial world more secure with Identity Theft Expense Reimbursement Coverage; Comprehensive Identity Resolution Services; Credit File Monitoring (Registration/Activation required); Cellular Telephone Protection as well as money savings benefits right at your fingertips through the Travel and Leisure Discount membership (Registration/Enrollment required), $hopping Rewards™  (Available online only. Registration/Activation required), and Health Discount Savings (Registration/Activation required and is not insurance).

Equal Housing Opportunity  | Federally insured by the NCUA

Apply Online read more

Open an account, apply for a loan or credit card today!

Mortgage Loans read more

We have great home equity rates... Open a HELOC or Home Equity Loan today!

Mobile Banking read more

Download the FirstCCU Mobile App to access your account 24/7!