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Revved Up

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A checking account that fits your lifestyle. We've Revved Up the checking account benefits with tools that put you in the driver's seat. Bank the way you live - on any device, anytime!

 

 
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Get Paid 2 Days Early*
With a Revved Up Checking account, you can access your funds up to two days sooner. We post the deposit as soon as we’re notified that it’s on the way. You deserve to get paid early! No more waiting or worrying about checks getting lost in the mail.  No Fees or strings attached. Learn More

 

Benefits of the Revved Up Checking Account include:

  • ATM Refunds up to $10 per month1

  • Cell Phone & Tablet protection2

  • Fraud Prevention & Resolution Services

  • $10 OOPS! Overdraft Coverage3

  • Two Non-Sufficient Funds (NSF) refunds per year3

  • Loan Discounts4

  • Skip-a-Pay5

  • $4.99 Monthly fee waived with 20 or more debit transactions, excluding ATM6

  • Get paid 2 Days Early*

Apply for the Revved Up Checking Account

Open Checking Account (New Members)

 


Open Checking Account (Current Members)


 

Revved Up Checking Account's Benefit Guide

Security+ Checking Features Benefit to you
ATM refunds up to $10 per month1 Life is a highway and you’re in the driver’s seat with unlimited access to your account. Anytime. Anywhere. Not near a FirstCCU ATM? Don’t worry about it! Get reimbursed up to $10 a month in non-FirstCCU ATM fees.
Cell Phone & Tablet Protection2 Cellphones have become lifelines and we have yours covered when the unexpected happens. Upgrade your phone because you want to, not because it’s cracked, broken, or stolen.  Covers up to $400 of replacement or repair costs if stolen or damaged; up to 2 claims per year; $50 deductible, covers the first 4 devices listed on cell bill. Cell bill must be paid through the Revved Up checking account.
Fraud Prevention & Resolution Services Should you suffer identity theft, your very own consumer fraud specialist will help you every step of the way until your identity is restored. Call 866-210-0361.
$10 OOPS! Overdraft Coverage and two NSF Courtesy Refunds per Year3 Mistakes happen… and that’s ok because you have an overdraft safety net! With Revved Up, you have a $10 overdraft cushion helping you keep more money in your pocket if you accidentally overdraw your account. Plus, we’ll return 2 non-sufficient funds (NSF) to you each year. That’s a total of $64 going back into your wallet!
Loan Discounts4 Get a 0.50% discount on certain loans with preferred member pricing.
Skip-a-Pay5 Enjoy a little extra breathing room around the holidays and vacations. If times become financially tight, this account feature will help you stay current on your FirstCCU loan giving you and your family some financial relief.
$4.99 Monthly Fee Waived with 20 or more debit transactions, excluding ATMS6 Freedom to bank the way you want! Skip the monthly fee just by using your debit card for everyday purchases.
FREE 24/7 Access to your account Manage your account anytime from anywhere with the free FirstCCU mobile app and online Home Banking.  Transfer funds, view balances, and deposit checks in a snap!
Get Paid 2 Days Early*

Access your funds up to two days sooner. We post the deposit as soon as we’re notified that it’s on the way. 

View the Revved Up Checking Account Value Sheet:

 

 *Early access to direct deposit funds depends on the timing of the submission of the payment from the payer. Funds are generally available on the day the payment is received, which may be up to 2 days earlier than the scheduled payment date. A Revved Up Checking account is required and must remain open/active and in good standing to qualify. Please visit our Account Disclosure Rate Supplement and Schedule of Fees and Charges disclosures for full details.  1 If qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during the qualification cycle will be reimbursed up to a $10 maximum credited to the account on or about the 5th day of the next month. 2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. 3 Overdraft Privilege Program (ODP) is not a loan or a line of credit and is only available to accounts that meet qualification criteria. 4 .50% discount on certain loans with preferred member pricing.  Other credit qualifications may apply, see MSR for details. Rates subject to change. 5 First Community Credit Union has the discretion to approve or deny a Skip-A-Payment request. Loan must be in good standing. Allow up to 5 business days for processing the Skip-A-Payment request. Must provide valid email address as we will notify you by e-mail regarding the final status of your request. Disability and Life Insurance may not cover the extended period incurred by this request. ACH Payments may not stop, but the payment may be reversed and deposited into the savings at FirstCCU. Cannot exceed the maximum of 6 deferrals and or Skip A Pays per loan. Loans that do not qualify for deferral include Mortgages, Second Mortgages, Mobile Homes, Home Equity Lines of Credit, Credit Cards and any Open Line of Credit. New loans with less than six (6) payments made and loans that are not in good standing due to Bankruptcy or a history of delinquency may not qualify for deferral. 6 $4.99 monthly fee is waived with 20 or more debit transactions per month, does not include ATM transactions. Please refer to our Account Disclosure Rate Supplement and Schedule of Fees and Charges for complete details. Refer to our Truth in Savings disclosure for full details on product requirements and terms. Please refer to the actual Guide to Benefit documents for complete details of coverage and exclusions. 
Federally insured by the NCUA