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Business Accounts

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Basic Business Checking

Don’t let the name fool you, this account is anything but “basic”.

  • No monthly maintenance fee
  • Unlimited monthly transactions - no per item fee
  • No currency exchange fees
  • Unlimited cash deposits
  • No minimum balance fee if balance is above $250, only $5 a month if balance drops below
  • No compensating balance requirements
  • Low-cost laser checks or standard checks
  • Overdraft Coverage options - Automatic enrollment in Overdraft Privilege Program (ODP)

Free Mobile and E-Banking Services

Secure account access no matter where you are, 24/7.

  • FirstCCU Mobile Banking App
  • E-Statements
  • Home Banking
  • Three options for mobile account access
  • Text/Email account alerts
  • PLUS—Bill Pay increases efficiency and lets you pay your bills all in one place. Save on expenses by not having to buy checks or stamps

To start, you’ll open a Primary Savings account and then open your business’ membership with the credit union. You can then add our Basic Business Checking Account. 

OPEN ACCOUNT

Money Market Accounts

With a money market account, you can earn higher dividends on your business deposits and still have the flexibility to withdraw funds up to six (6) times a month. FirstCCU offers two types of money market accounts:
  • Advantage Money Market Account
  • Premium Money Market Account

Visit our money market page for more information.

Nationwide Account Access

co-op shared branching

We know some of our business owners are on the road a lot. There may be only four FirstCCU branches but you can do transactions at credit union locations nationwide. With the Shared Branching network, you can find a nearby credit union where you can access your FirstCCU account. Just visit sharedbranching.org for nearby locations!

The Technology You Need Customized for your Business

We’ve partnered with the world’s largest provider of banking and payment technologies. So you get cutting edge technology at credit union pricing.

  • Credit/Debit Card Processing
  • Check Warranty Services - Verification and guaranty services that provide you peace of mind at the point of sale
  • Mobile Payment Processing - You get a free card reader that’s cost-effective, provides fast funding, and live customer service
  • Gift Cards/Loyalty programs

Contact your local branch today for additional information.

Additional Benefits for you and your employees

Even your employees can reap additional benefits.  Once your business is a member of the credit union we can offer your employees:
  • Membership in the credit union even if they live outside of our service area
  • Free box of checks when opening a new checking
  • Sprint Credit Union Discount Program valid on phone plans for both business and personal plans
  • One free credit report consultation